FundedNext Review
VerifiedEst. 2022 · AE · 226,800+ Discord
MT4 
MT5 
cTrader 
Match-Trader instant Broker BackedUp to 95% SplitStellar Instant AvailableScaling to $4MUS Traders Accepted Our Final Verdict On FundedNext
FundedNext earns a 92/100 and currently ranks 4th on our list of top prop trading firms. The CFD lineup now spans four products - Stellar 1-Step, Stellar 2-Step, Stellar Lite, and the no-evaluation Stellar Instant - with rewards starting at 80% (or 70% on Stellar Instant) and scaling up to 95% through Scale-Up and the Lifetime Reward add-on.
Challenge Types
1-step, 2-step, instant, other
Trading Platforms
MT4, MT5, cTrader Profit Split
95%
Challenge Fees
Starting from $32.99
Excellent
Based on 92/100 BPF Score
Challenges
Spreads
Markets
Payouts
Platforms
Trust
Pros
- Four CFD products including no-evaluation Stellar Instant
- Up to 95% Performance Reward with Lifetime Reward add-on
- 15% reward from Challenge on Stellar 1-Step & 2-Step (non-US, Scale-Up eligible)
- Now accepts US-based CFD traders (Match-Trader only)
- Broker-backed via FNmarkets with 24-hour payout processing
Cons
- News Reward Share Rule limits funded-stage news profits to 40%
- $25 platform fee on cTrader and Match-Trader (waived for US clients)
- US clients restricted to Match-Trader (no EAs)
- 15% reward from Challenge not available to US clients or on Stellar Lite/Instant
- Stellar Instant has no refundable fee
Best For
Traders who want flexible evaluation paths (challenge or instant), broker-backed execution, and a high-cap scaling plan
Not Ideal For
Traders who need unrestricted news trading, EA access on Match-Trader, or who reject platform fees on cTrader
Our Take on FundedNext
With an overall score of 92/100, FundedNext ranked 4th in our analysis of the top prop trading firms. As of 2026, it is a broker-backed prop firm offering four CFD products: Stellar 1-Step, Stellar 2-Step, Stellar Lite, and the no-evaluation Stellar Instant. Account sizes start from $2,000 (Stellar Instant) and run up to $200,000 across the standard challenges, with fees starting from $32.99 on Stellar Lite.
If you are looking to prop trade futures markets rather than CFDs, FundedNext also recently launched a new futures trading branch. With FundedNext Futures, you can now take challenges with real CME futures pricing.
FundedNext now also accepts US-based CFD clients with some restrictions - US clients trade on Match-Trader only (MT4/MT5/EAs not available), do not receive the 15% reward from Challenge, and pay no extra Match-Trader fee.
Key Facts
| Evaluation Types | 1-step, 2-step, instant, other |
| Max Payout Split | 95% |
| Payout Schedule | Stellar 1-Step: 5 days. Stellar 2-Step & Lite: 21 days. Stellar Instant: on-demand from 5% growth, or 14-day cycle from 1% growth. |
| First Payout | After 5 days |
| Payout Processing | Within 24 hours |
| Platforms | MT4, MT5, cTrader, Match-Trader |
| News Trading | Allowed |
| Weekend Holding | Allowed |
| Expert Advisors (EAs) | Allowed |
 Trustpilot | 4.5/5 (66,400 reviews) |
Current Offers
Receive a 120% refund on challenge fees after your first payout!
Use code at checkout on any FundedNext challenge.
Location Availability
Challenge Accounts
FundedNext now offers four CFD products – Stellar 1-Step, Stellar 2-Step, Stellar Lite, and the new no-evaluation Stellar Instant. Account sizes range from $2K (Stellar Instant) up to $200K across the standard challenges, with fees starting from $32.99 on Stellar Lite.
If you'd rather prop trade futures rather than CFDs, FundedNext also recently launched a separate futures branch. With FundedNext Futures you can take challenges with real CME futures pricing - that product line is reviewed separately.
US-Based Clients
FundedNext CFD now accepts US-based traders on Stellar 1-Step, 2-Step, Lite, and Instant, but US clients are restricted to Match-Trader only - MT4/MT5 are not available, so EAs and MetaTrader-based algorithmic trading are unavailable. US clients do not receive the 15% reward from Challenge, but they don't pay the extra Match-Trader platform fee either. From 31.03.2026 US-based traders can no longer purchase new cTrader accounts; existing ones can continue until breached.
Stellar 1-Step
One-phase challenge. 10% target, 3% daily / 6% max loss, 2 minimum trading days. First Performance Reward after 5 days. Best for confident traders who want to skip the two-step grind.
Stellar 2-Step
Two-phase challenge with wider drawdowns. 8% then 5% targets, 5% daily / 10% max loss, 5 minimum trading days. First Performance Reward after 21 days.
Stellar Lite
Lower-cost two-phase challenge. 8% then 4% targets, 4% daily / 8% max loss, 5 minimum trading days. First Performance Reward after 21 days. Now spans $5K–$200K with fees from $32.99.
Stellar Instant NEW - No Evaluation
Immediate access to a simulated funded account without any challenge phase. $2K–$20K account sizes. 6% trailing maximum loss limit, no daily loss limit, on-demand reward at 5% growth (or 14-day cycle at 1% growth).
Challenge Comparison
| Attribute | Stellar 1-Step | Stellar 2-Step | Stellar Lite | Stellar Instant |
|---|---|---|---|---|
| Challenge Phases | 1 Phase | 2 Phases | 2 Phases | None / Instant Access |
| Account Sizes | $6K – $200K | $6K – $200K | $5K – $200K | $2K – $20K |
| Fees | $55.99 – $1,049.99 | $49.99 – $1,049.99 | $32.99 – $798.99 | $59.99 – $599.99 |
| Leverage | Forex 1:30, Idx 1:10, Comm 1:15, Crypto 1:1 | Forex 1:100, Idx 1:25, Comm 1:25, Crypto 1:1 | Forex 1:100, Idx 1:25, Comm 1:25, Crypto 1:1 | Forex 1:30, Comm 1:7.5, Idx 1:5, Crypto 1:1 |
| Profit Target | 10% | 8%, then 5% | 8%, then 4% | N/A |
| Max Daily Loss | 3% | 5% | 4% | N/A |
| Max Overall Loss | 6% | 10% | 8% | 6% trailing |
| News Trading | Yes | Yes | Yes | Yes |
| Weekend Holding | Yes | Yes | Yes | Yes |
| 15% Reward from Challenge | 15% (non-US) | 15% (non-US) | N/A | N/A |
| Performance Reward | 80% → 90% Scale-Up → 95% add-on | 80% → 90% Scale-Up → 95% add-on | 80% → 90% Scale-Up → 95% add-on | 70% Tiers 1–2 → 80% from Tier 3 |
| Min Trading Days | 2 days | 5 days | 5 days | N/A |
| First Withdrawal / Reward | 5 days | 21 days | 21 days | On-demand reward |
| Time Limit | None | None | None | None stated |
| Refundable Fee | Yes (3rd reward) | Yes (1st reward) | Yes (3rd reward) | No |
1 Stellar One Step
The Stellar 1-Step challenge is the most straightforward model FundedNext offers. You hit a single 10% profit target with a 6% overall and 3% daily drawdown limit, and a minimum of 2 trading days. The first Performance Reward is available after 5 days.
Stellar 1-Step starts at an 80% Performance Reward, which scales to 90% after Scale-Up and up to 95% with the Lifetime Reward add-on. There's no time restriction on completing the challenge.
Outside the US, Stellar 1-Step also pays a 15% reward from Challenge. For accounts purchased or reset on or after 12 January 2026, this 15% reward is tied to Scale-Up eligibility. US-based clients do not receive the 15% reward from Challenge.
How Drawdown Limits Work
Daily loss limits are calculated using your starting balance plus any same-day profits, reset daily, and include both open and closed trades. Maximum loss limits are based on your initial balance and equity - breaching either limit will fail the account.
| Account Size | Refundable Fee | Profit Target (10%) | Max Loss (6%) | Daily Loss (3%) | Reward Up To | Min Days | First Withdrawal |
|---|---|---|---|---|---|---|---|
| $6,000 | $55.99 | $600 | $360 | $180 | 95% | 2 days | 5 days |
| $15,000 | $119.99 | $1,500 | $900 | $450 | 95% | 2 days | 5 days |
| $25,000 | $199.99 | $2,500 | $1,500 | $750 | 95% | 2 days | 5 days |
| $50,000 | $309.99 | $5,000 | $3,000 | $1,500 | 95% | 2 days | 5 days |
| $100,000 | $549.99 | $10,000 | $6,000 | $3,000 | 95% | 2 days | 5 days |
| $200,000 | $1,049.99 | $20,000 | $12,000 | $6,000 | 95% | 2 days | 5 days |
2 Stellar Two Step
The Stellar 2-Step challenge adds an extra layer of verification but allows for more breathing room. You'll need to hit two separate profit targets (8% in Phase 1 and 5% in Phase 2) with wider loss limits (10% overall, 5% daily) and a minimum of 5 trading days. The first Performance Reward is available after 21 days.
Stellar 2-Step starts at an 80% Performance Reward, which scales to 90% after Scale-Up and up to 95% with the Lifetime Reward add-on. There's no time pressure to complete each phase.
Outside the US, Stellar 2-Step also pays a 15% reward from Challenge. For accounts purchased or reset on or after 12 January 2026, this 15% reward is tied to Scale-Up eligibility. US-based clients do not receive the 15% reward from Challenge.
| Account Size | Refundable Fee | P1 Target (8%) | P2 Target (5%) | Max Loss (10%) | Daily Loss (5%) | Reward Up To | First Withdrawal |
|---|---|---|---|---|---|---|---|
| $6,000 | $49.99 | $480 | $300 | $600 | $300 | 95% | 21 days |
| $15,000 | $109.99 | $1,200 | $750 | $1,500 | $750 | 95% | 21 days |
| $25,000 | $189.99 | $2,000 | $1,250 | $2,500 | $1,250 | 95% | 21 days |
| $50,000 | $269.99 | $4,000 | $2,500 | $5,000 | $2,500 | 95% | 21 days |
| $100,000 | $529.99 | $8,000 | $5,000 | $10,000 | $5,000 | 95% | 21 days |
| $200,000 | $1,049.99 | $16,000 | $10,000 | $20,000 | $10,000 | 95% | 21 days |
3 Stellar Lite
Stellar Lite is the most affordable option, with fees starting at just $32.99. It's a two-phase model similar to Stellar 2-Step, but with slightly tighter drawdowns and profit targets (8% then 4%) and a 4% daily / 8% max loss. Account sizes now extend from $5K up to $200K.
Stellar Lite starts at an 80% Performance Reward, which scales to 90% after Scale-Up and up to 95% with the Lifetime Reward add-on. The first Performance Reward is available after 21 days, and a minimum of 5 trading days applies.
Stellar Lite does not offer the 15% reward from Challenge. It comes with its own add-ons such as the Maximum Loss Limit 10% Add-On and Bi-Weekly Reward Add-On.
| Account Size | Refundable Fee | P1 Target (8%) | P2 Target (4%) | Max Loss (8%) | Daily Loss (4%) | Reward Up To | First Withdrawal |
|---|---|---|---|---|---|---|---|
| $5,000 | $32.99 | $400 | $200 | $400 | $200 | 95% | 21 days |
| $10,000 | $59.99 | $800 | $400 | $800 | $400 | 95% | 21 days |
| $25,000 | $139.99 | $2,000 | $1,000 | $2,000 | $1,000 | 95% | 21 days |
| $50,000 | $229.99 | $4,000 | $2,000 | $4,000 | $2,000 | 95% | 21 days |
| $100,000 | $399.99 | $8,000 | $4,000 | $8,000 | $4,000 | 95% | 21 days |
| $200,000 | $798.99 | $16,000 | $8,000 | $16,000 | $8,000 | 95% | 21 days |
4 Stellar Instant NEW
Stellar Instant gives you immediate access to a simulated funded account without passing a challenge phase. Account sizes range from $2K to $20K, with a 6% trailing maximum loss limit and no daily loss limit.
Stellar Instant uses a tiered reward system: 70% Performance Reward for Tiers 1–2, increasing to 80% from Tier 3 onward. The Lifetime Reward 95% add-on is not applicable to Stellar Instant.
To request a Performance Reward, you need to grow the account by at least 1% within the current trading cycle. On-demand reward is available once the account reaches 5% growth (checked end of day). If growth is below 5% but at least 1%, you can request a reward after 14 days. Below 1%, no reward request is available and the cycle extends.
| Account Size | Fee | Max Loss (6% trailing) | Daily Loss | News Trading | Weekend Holding | Reward Up To | On-Demand Reward |
|---|---|---|---|---|---|---|---|
| $2,000 | $59.99 | $120 | None | Yes | Yes | 80% | Yes |
| $5,000 | $149.99 | $300 | None | Yes | Yes | 80% | Yes |
| $10,000 | $299.99 | $600 | None | Yes | Yes | 80% | Yes |
| $20,000 | $599.99 | $1,200 | None | Yes | Yes | 80% | Yes |
Stellar Instant Notes
- Consistency rule: No
- Refundable fee: No
- Reset applicable: Yes - reset fee is 10% less than the original purchase price, and reset fees are not refundable
- News trading: 5-min window before/after high-impact news triggers the News Profit Rule (only 40% of profit counts). Stellar Instant has a 1% equity buffer for news-time trailing MLL adjustment, available up to 3 times per account
- Copy trading: Allowed only between Stellar Instant accounts owned by the same person. Cannot be copied between Stellar Instant and Stellar 1-Step/2-Step/Lite accounts
Challenge Add-Ons
FundedNext lets you tweak your challenge with optional add-ons, useful if you want fewer restrictions or faster access to profits. The current add-on lineup spans Lifetime Reward 95%, Double Up, No Minimum Trading Days, Maximum Loss Limit 10%, Bi-Weekly Reward, Swap-Free, and the 150% Reward add-ons.
| Add-On | Fee | Stellar 1-Step | Stellar 2-Step | Stellar Lite | Stellar Instant |
|---|---|---|---|---|---|
| Lifetime Reward 95% | +25% (1-Step) / +30% (2-Step & Lite) | All sizes | All sizes | All sizes | ✗ |
| Double Up | +40% | All sizes | All sizes | All sizes | ✗ |
| No Minimum Trading Days | +25% (1-Step & 2-Step) / +20% (Lite) | $6K, $15K, $25K only | $6K, $15K, $25K only | All sizes | ✗ |
| Maximum Loss Limit 10% | +25% | ✗ | ✗ | All sizes | ✗ |
| Bi-Weekly Reward | +25% (2-Step) / +15% (Lite) | ✗ | $6K, $15K, $25K only | All sizes | ✗ |
| Swap-Free | +10% | All sizes | All sizes | All sizes | All sizes |
| 150% Reward | +10% | All sizes | All sizes | ✗ | ✗ |
Add-On Notes
- Lifetime Reward 95% - ongoing payout eligibility plus the 95% reward share. Not applicable to Stellar Instant.
- Double Up - adds 40% to the selected challenge price and lets you purchase two identical accounts, with a 60% discount on the second account. The second account is provided only after you reach the FundedNext Account stage. Maximum allocation with Double Up is $600,000. Applies to challenge accounts only, not Instant.
- 150% Reward - affects the refundable fee amount, not the ongoing reward share. Stellar 1-Step and 2-Step only.
- Bi-Weekly Reward - bypasses the initial 21-day trading cycle and allows 14-day reward requests.
Scale-Up Plan
For Stellar 1-Step, Stellar 2-Step, and Stellar Lite, FundedNext's Scale-Up Plan reviews trader performance over a four-month period. Traders meeting all criteria see their account increased by 40%, up to a maximum allocation of $4 million. Scale-Up also raises the Performance Reward from 80% to 90%.
Scale-Up Eligibility (Standard Challenges)
- Review period: four months
- Required growth: 10% accumulated account growth
- Required payouts: at least two Performance Rewards
- Final trading cycle must end in profit
- Account increase: 40%
- Performance Reward increases to 90%
Scale-Up Amount
40%
Scaling Interval
Every 4 months
Max Allocation
$4,000,000
15% Reward from Challenge tied to Scale-Up
For Stellar 1-Step and Stellar 2-Step accounts purchased or reset on or after 12 January 2026, the 15% reward from Challenge is tied to Scale-Up eligibility. US-based clients do not receive the 15% reward at all.
Stellar Instant Scaling
Stellar Instant uses a separate scale-up system - the standard $4M Scale-Up does not apply. Stellar Instant can scale up to 10x the initial account balance, with the account balance increasing further up to a maximum of $2 million.
Stellar Instant Scale-Up
- Can scale up to 10x the initial account balance (max $2M)
- Requires 10% cumulative growth in the current tier
- At least one withdrawal required in the current tier
- Reward share: 70% (Tiers 1–2), 80% from Tier 3 onward
Trading Rules
News Trading (Standard Challenges)
News trading is allowed in both the Challenge Phase and the FundedNext Account. In the FundedNext Account, trades executed within 5 minutes before or after listed high-impact news are subject to the News Reward Share Rule: only 40% of profit from affected profitable news trades counts toward the account balance. Losses remain the trader's responsibility. This rule does not apply to challenge accounts.
News Trading (Stellar Instant)
News trading is allowed. Trades within 5 minutes before or after listed high-impact news are subject to the News Profit Rule (only 40% of profit counts). Stellar Instant has a 1% equity buffer for news-time trailing MLL adjustment, available up to 3 times per account.
Weekend & Overnight Holding
Weekend and overnight holding are allowed on Stellar 1-Step, Stellar 2-Step, Stellar Lite, and Stellar Instant. Swap charges apply and can affect daily loss / overall P&L calculations.
Copy Trading
Copy trading is allowed only between accounts owned by the same individual, subject to FundedNext's conditions. Copy trading between different people is prohibited. Stellar Instant copy trading is only allowed between Stellar Instant accounts owned by the same person - not between Stellar Instant and Stellar 1-Step / 2-Step / Lite, even when accounts belong to the same person.
Expert Advisors (EAs)
Non-US traders can use EAs and custom indicators where platform rules support them (MetaTrader-based setups), as long as EAs are customised to the trader's strategy and do not exploit platform mechanics. US-based traders cannot use EAs or algorithmic trading because US CFD accounts are Match-Trader only.
Prohibited Strategies
Latency trading/arbitrage, HFT, tick scalping, grid trading, one-sided betting, account sharing/device sharing, copy trading across different individuals, group hedging / cross-account hedging.
Verdict on FundedNext Accounts
FundedNext now offers four CFD products (Stellar 1-Step, 2-Step, Lite, and Stellar Instant) with the standard challenges using a layered reward system from 80% up to 95%. Stellar Instant opens a no-challenge route at 70–80%. The 40% Scale-Up on standard challenges (up to $4M allocation) is one of the most generous in the industry, with Stellar Instant scaling separately up to 10x the initial balance (max $2M).
Commission Fees & Pricing
FundedNext now operates through its own brokerage, FNmarkets, launched in May 2025. This means spreads and execution are no longer handled via third-party brokers, but directly through FNmarkets' trading infrastructure.
FNmarkets Spread Models
Standard Account
Spreads from 1.5 pips, no commission
ECN Account
Spreads from 0.0 pips, $6 round-turn commission
Cent Account
Spreads from 1.5 pips, no commission
Commission Structure by Asset (Updated)
Commissions are now symbol-specific. Crypto is charged at 0.04% of notional (lot size × contract size × opening price × 0.04%); commodities/metals use the same notional-style formula at 0.0016% (or 0.0018% on Stellar Lite). Indices remain at $0.
| Account Type | Forex & Oil | Commodities / Metals | Crypto | Indices |
|---|---|---|---|---|
| Stellar 1-Step | $5/lot | 0.0016% | 0.04% | $0 |
| Stellar 2-Step | $5/lot | 0.0016% | 0.04% | $0 |
| Stellar Instant | $7/lot | 0.0016% | 0.04% | $0 |
| Stellar Lite | $7/lot | 0.0018% | 0.04% | $0 |
Stellar Instant Commission Note
For Stellar Instant, commissions are charged only when opening a trade, not when closing it. The same Stellar Instant commission structure applies across all account sizes and both MT4 and MT5.
Verdict on Spreads & Commissions
FundedNext is now broker-backed via FNmarkets, which gives it full control over execution and pricing. The updated commission structure is asset-specific rather than a single flat rate - cheapest on indices ($0) and most expensive on crypto (0.04% of notional).
Financial Markets & Leverage
FundedNext offers prop traders access to four main asset classes – forex, indices, commodities/metals, and cryptocurrencies. Leverage varies by challenge model and stage, with separate rules for Stellar Instant.
Leverage - Challenge Accounts
| Model | Forex | Indices | Commodities | Crypto |
|---|---|---|---|---|
| Stellar 1-Step | 1:30 | 1:10 | 1:15 | 1:1 |
| Stellar 2-Step & Lite | 1:100 | 1:25 | 1:25 | 1:1 |
Leverage - FundedNext Accounts (Funded)
| Model | Forex | Indices | Commodities | Crypto |
|---|---|---|---|---|
| Stellar 1-Step | 1:30 | 1:10 | 1:10 | 1:1 |
| Stellar 2-Step & Lite | 1:100 | 1:15 | 1:15 | 1:1 |
Leverage - Stellar Instant
| Asset Class | Max Leverage |
|---|---|
| Forex | 1:30 |
| Commodities | 1:7.5 |
| Indices | 1:5 |
| Crypto | 1:1 |
Verdict on Markets & Leverage
FundedNext offers CFD coverage across forex, indices, commodities/metals, and cryptocurrencies. Leverage scales meaningfully with the model - Stellar 1-Step is conservative at 1:30, while Stellar 2-Step and Lite open up to 1:100 on forex. Stellar Instant runs its own (lower) leverage matrix.
Trading Platforms
FundedNext provides traders with access to four trading platforms for non-US clients – MetaTrader 4, MetaTrader 5, cTrader, and Match-Trader. TradingView is supported for analysis only; trade execution through TradingView is temporarily paused.
US Client Platform Restrictions
- US clients can only use Match-Trader - MT4 / MT5 / cTrader are not available
- US clients cannot switch platform
- US clients pay no extra Match-Trader platform fee
- EAs and MetaTrader-based algorithmic trading are not available to US clients (Match-Trader does not support the MetaTrader EA setup)
- From 31.03.2026, US-based traders can no longer purchase new cTrader accounts. Existing cTrader accounts can continue until breached; once breached, they cannot be reset
- Free Trial Accounts: US clients on Match-Trader only; non-US clients on MT5 only
Platform Fees by Challenge (Non-US)
| Platform | Stellar 1-Step | Stellar 2-Step | Stellar Lite | Stellar Instant |
|---|---|---|---|---|
| MetaTrader 4 | Free | Free | Free | Free |
| MetaTrader 5 | Free | Free | Free | Free |
| cTrader | $25 (not $100K/$200K) | $25 (not $100K/$200K) | $25 (not $100K/$200K) | N/A |
| Match-Trader | $25 (not $100K/$200K) | $25 (not $100K/$200K) | $25 (not $100K/$200K) | N/A |
Note: $100K and $200K accounts cannot be purchased, modified, reset, or topped up on cTrader or Match-Trader. Exception: US traders using Match-Trader. The $25 cTrader / Match-Trader fee does not apply to US-based clients.
MetaTrader 4 (MT4) - non-US only
Widely used platform known for EA and indicator compatibility. Custom algorithm creation using MQL4, one-click trading, and advanced charting with multiple timeframes. Best suited for forex, commodities, and indices traders.
MetaTrader 5 (MT5) - non-US only
Advanced platform with additional order types, 38 technical indicators, 21 timeframes, and a built-in economic calendar. TradingView is supported for analysis only; trade execution through TradingView is temporarily paused. Automated trading with MQL5 supported.
cTrader - non-US only; new US accounts unavailable from 31.03.2026
Clean, intuitive interface with Level II market depth pricing and advanced order types. Cross-device functionality across desktop, web, and mobile. $25 platform fee applies (non-US); $100K/$200K accounts unavailable on cTrader.
EAs not permitted on cTrader
Match-Trader - only platform available to US clients
Browser-based platform with no downloads required. Fast execution with a simplified interface, mobile-friendly. Non-US clients pay $25 to switch in; US clients use Match-Trader as their only platform and pay no platform fee. EAs / MetaTrader-style algorithmic trading are not available on Match-Trader.
Stellar Instant platforms: Non-US Stellar Instant supports MT4 and MT5. US Stellar Instant uses Match-Trader only.
Verdict on Trading Platforms
FundedNext offers a wide platform range for non-US traders (MT4, MT5, cTrader, Match-Trader) and a streamlined Match-Trader-only experience for US clients. Platform choice has clear implications for EA availability and account-size eligibility - check the restrictions before purchasing.
Payments & Profit Payout
FundedNext now uses Performance Reward language rather than "profit split". Standard challenge accounts (Stellar 1-Step, 2-Step, Lite) start at 80% Performance Reward, scale to 90% through Scale-Up, and reach 95% with the Lifetime Reward add-on. Stellar Instant uses a tiered system: 70% at Tiers 1–2, 80% from Tier 3 onward. Payouts are processed within 24 hours after request.
Performance Reward (std)
80% → 90% → 95%
Stellar Instant Reward
70% → 80% (Tier 3)
Payout Processing
Within 24 hours
Min Performance Reward
$20+ (crypto)
First Performance Reward Timing
| Model | First Reward Available |
|---|---|
| Stellar 1-Step | 5 days |
| Stellar 2-Step | 21 days |
| Stellar Lite | 21 days |
| Stellar Instant | On-demand at 5% growth (end-of-day check); 14-day request at 1%+ growth; cycle extends if below 1% |
Minimum Performance Reward
- Below $20: cannot request a Performance Reward for that cycle - amount carries forward to the next cycle
- $20+: USDT TRC20 / ERC20 available
- $50+: USDC ERC20 available
- RiseWorks minimum: $50
- Gateway / processing fees may apply, up to 3.5%
Withdrawal Methods
USDT ERC20 / TRC20
USDC ERC20
Confirmo
RiseWorks
Refundable Fees
Stellar 1-Step, Stellar 2-Step, and Stellar Lite have refundable fees (shown in the per-model account tables above). Stellar Instant has no refundable fee. Reset fees on Stellar Instant are 10% less than the original purchase price and are not refundable.
| Model | Refundable Fee Timing |
|---|---|
| Stellar 1-Step | Requestable with the 3rd Performance Reward |
| Stellar 2-Step | Requestable with the 1st Performance Reward |
| Stellar Lite | Requestable with the 3rd Performance Reward |
| Stellar Instant | No refundable fee |
KYC Required
KYC verification is required before payouts can be processed. This includes submitting a valid government-issued ID and proof of address.
Verdict on Payment Methods & Payouts
FundedNext processes Performance Rewards within 24 hours through USDT/USDC/Confirmo/RiseWorks. The reward share structure now sits at 80–95% on standard challenges (via Scale-Up and the Lifetime Reward add-on), and 70–80% on Stellar Instant via the tier system. Refundable fees remain on the three standard challenges with different release schedules; Stellar Instant has no refundable fee.
Customer Service & Education
FundedNext offers 24/7 customer support and a comprehensive suite of educational resources to help prop traders. With efficient live chat services to a solid YouTube channel, FundedNext are strong in this area.
Customer Support
FundedNext provides 24/7 support through email and live chat. The live chat bot is generally efficient, backed by a comprehensive FAQ section. Funded traders benefit from Pro Support, connecting them with in-house technical experts for more tailored assistance.
Email & Live Chat
Available 24/7 with quick responses to common questions
Pro Support (Funded Traders)
Access to in-house technical experts for tailored assistance
Educational Resources
YouTube Channel
77K+ subscribers and 1,200+ educational videos covering strategies, risk management, and funded trader interviews via the "Meet The Traders" series.
Risk Reward Radio Podcast
Deeper insights into traders' journeys with valuable lessons and real-world experiences.
Dashboard Resources
Economic Calendar, Psychology Feed, Trading Psychology Sessions, and Meet The Traders content accessible from your trader dashboard.
FundedNext Infinity Points
FundedNext runs an Infinity Points program where traders complete tasks and redeem points for gifts and rewards. Example tasks include:
- Sharing FundedNext success posts on social media
- Joining the Telegram or Discord channels
- Liking YouTube videos
- Sharing FundedNext content on social platforms
Note: Infinity Points are separate from Performance Rewards (trading payouts).
Verdict on Customer Service & Education
FundedNext provides excellent 24/7 customer support and a rich array of educational materials, including live chat, an extensive FAQ, trading guides, and an interactive Economic Calendar. Their YouTube channel and podcast further supplement learning, making it a strong choice for traders seeking comprehensive support and continuous learning opportunities.
Trust & Community
Recently FundedNext became a broker backed prop firm with the launch of its own brokerage, FNmarkets. While FNmarkets is licensed offshore, this change means FundedNext now handles its own execution and trading infrastructure instead of relying on external brokers.
FundedNext TrustPilot Score
4.5/5
Excellent
FundedNext has an 'Excellent' ranking on Trustpilot with 4.5 out of 5 stars across 66,400+ reviews and is a verified company. Negative reviews are difficult to find, indicating strong customer satisfaction.
Trading Community
FundedNext has a strong community presence with active social media and an established Discord community. The Telegram channel has over 59,400 subscribers with thousands of views per post.
226K+
Discord
254K
167K
Twitter/X
135K
Verdict on Trust & Community
We think FundedNext offers a great and vibrant community spanning various channels. This combined with their 'Excellent' ranking on Trustpilot and their move to become a broker-backed firm indicates a strong reputation and a clear investment in long-term trader support.
Our Final Verdict On FundedNext
FundedNext earns a 92/100 and currently ranks 4th on our list of top prop trading firms. The CFD lineup now spans four products - Stellar 1-Step, Stellar 2-Step, Stellar Lite, and the no-evaluation Stellar Instant - with rewards starting at 80% (or 70% on Stellar Instant) and scaling up to 95% through Scale-Up and the Lifetime Reward add-on.
The big shift is the move to broker-backed via FNmarkets in 2025 alongside the US relaunch on Match-Trader. US traders can now buy Stellar 1-Step, 2-Step, Lite, and Instant, though EAs, MT4/MT5, and the 15% reward from Challenge remain unavailable in the US. If you trade futures rather than CFDs, see our separate [FundedNext Futures](/reviews/fundednext-futures/) review.
Frequently Asked Questions
Data Sources
- https://fundednext.com
Last reviewed 2026-05-18 · Data verified 2026-05-18