FXIFY Review
VerifiedEst. 2022 · CY · Active Discord
MT5 
DXTrade 
TradingView instant Seven Programme TypesEducational Instant from $10Scaling to $4MUp to 100% Split80+ Crypto AssetsBroker Backed Final Verdict on FXIFY
FXIFY now spans seven main programme types - Instant Funding (Standard and Lite), Lightning, One Phase, Two Phase (with three drawdown variants), Three Phase, Crypto Instant Funding, and Crypto Standard (1 Step) - plus a separate Educational Instant Funding account from $10 after completing FXIFY's Trading Course.
Challenge Types
instant, 1-step, 2-step, other
Trading Platforms
MT5, DXTrade, TradingView Profit Split
100%
Challenge Fees
Starting from $19
Excellent
Based on 90/100 BPF Score
Challenges
Spreads
Markets
Payouts
Platforms
Trust
Pros
- Seven main programme types plus a separate Educational Instant Funding account from $10
- Up to 100% performance split on eligible plans (90% on standard CFD with add-on)
- Two Phase available in three drawdown variants (Classic Static, Standard Trailing, Pro Static) for different trading styles
- Payout on demand on Two Phase Standard Trailing (from $50)
- MT5, DXTrade, and TradingView supported (MT4 no longer listed)
- 80+ crypto assets on crypto programmes, 300+ symbols on CFD
Cons
- Refund varies by product - only Two Phase Standard Trailing and Lightning offer fee refunds
- Instant Funding Standard and Lite both prohibit news trading, weekend holding, and EAs
- Two Phase Pro Static has $4K max profit per day and no scale-up
- Add-on costs increase total fees for maximum flexibility
- TradingView on crypto noted as coming soon
Best For
Traders who want flexibility in evaluation types, multiple drawdown variants on Two Phase, a growing crypto offering with up to 100% performance split, and the option to choose between raw spreads or commission-free trading across 300+ symbols
Not Ideal For
Traders who need refunds across all products, news trading or weekend holding on Instant Funding products, or comprehensive educational resources
Our Take on FXIFY
FXIFY scored 90/100 with flexible account options across MT5, DXTrade, and TradingView. FXIFY offers seven main programme types - Instant Funding (Standard and Lite), Lightning, One Phase, Two Phase (with Classic Static, Standard Trailing, and Pro Static drawdown variants), Three Phase, plus Crypto Instant Funding and Crypto Standard (1 Step) - and a separate Educational Instant Funding account available after completing FXIFY's Trading Course (entry from $10). Starting fees on the main programmes begin from $19 (Instant Funding Lite $2.5K). The crypto programmes feature 80+ crypto assets, up to 100% performance split on eligible plans, and crypto-specific rules. CFD accounts offer raw spreads from 0 pips or commission-free trading, with over 300 symbols across forex, indices, commodities, stocks, and crypto.
Key Facts
| Evaluation Types | instant, 1-step, 2-step, other |
| Max Payout Split | 100% |
| Payout Schedule | Varies by product. Two Phase Classic Static: 14 days at 80% / 30 days at 100%. Two Phase Standard Trailing: 30 days default, payout on demand from $50. Two Phase Pro Static: every 10 days. Instant Funding Standard: 14 days. Instant Funding Lite: 10 days. Educational Instant: 14 days. |
| First Payout | - |
| Payout Processing | 24-48 hours |
| Platforms | MT5, DXTrade, TradingView |
| News Trading | Allowed |
| Weekend Holding | Allowed |
| Expert Advisors (EAs) | Allowed |
 Trustpilot | 4.4/5 (5,700 reviews) |
Consistency Rule
Varies: Two Phase Classic Static 25% (funded only); Instant Funding Lite 20%; Crypto programmes 25% (funded only). Other products: none.
Current Offers
15% Off All Challenge Fees
Use code at checkout for 15% discount on any FXIFY challenge.
Location Availability
Challenge Accounts
FXIFY offers seven main programme types - Instant Funding (Standard and Lite), Lightning, One Phase, Two Phase (in Classic Static, Standard Trailing, and Pro Static drawdown variants), and Three Phase for CFD trading, plus Crypto Instant Funding and Crypto Standard (1 Step) for crypto-only trading. A separate Educational Instant Funding account is also available from $10 after completing FXIFY's Trading Course. Main programme fees start from $19 (Instant Funding Lite $2.5K).
The CFD comparison below summarises the top-level programme types. Two Phase and Instant Funding each have variants with materially different drawdown types, fees, leverage, and payout rules - dedicated variant comparison tables and individual size tables follow further down.
CFD Challenge Comparison
| Feature | Instant Standard | Instant Lite | Lightning | One Phase | 2P Classic Static | 2P Standard Trailing | 2P Pro Static | Three Phase |
|---|---|---|---|---|---|---|---|---|
| Evaluation Phases | None | None | 1 Step (7 Days) | 1 Step | 2 Steps | 2 Steps | 2 Steps | 3 Steps |
| Account Sizes | $1K – $100K | $2.5K – $50K | $10K – $100K | $5K – $400K | $5K – $100K | $5K – $400K | $10K – $250K | $5K – $400K |
| Fees | $69 – $4,249 | $19 – $249 | $59 – $399 | $59 – $2,950 | $59 – $549 | $59 – $2,950 | $129 – $1,350 | $39 – $1,599 |
| Profit Target | - | - | 5% | 10% | 5% / 10% | 10% / 5% | 4% / 8% | 5% each |
| Daily Loss Limit | 8% | 3% | 3% | 3% | 4% | 4% | 4% | 5% |
| Max Drawdown | 8% Trailing | 4% Trailing | 4% Trailing | 6% Trailing | 10% Static | 10% Trailing | 8% Static | 5% Static |
| Min Trading Days | None | 5 days | 5 days | 5 days | 4 / phase | 5 / phase | 3 / phase | 5 days |
| Max Trading Days | Unlimited | Unlimited | 7 days | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
| Leverage | Up to 50:1 | Up to 50:1 | Up to 30:1 | Up to 50:1 | Up to 30:1 | Up to 50:1 | Up to 30:1 | Up to 50:1 |
| Weekend Holding | ✗ | ✗ | ✗ | ✓ | ✓ | ✓ | ✓ | ✓ |
| News Trading | ✗ | ✗ | ✗ | ✓ | ✓ | ✓ | ✓ | ✓ |
| EAs Allowed | ✗ | ✗ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Refundable Fee | ✗ | ✗ | ✓ | ✓ | ✗ | ✓ | ✗ | ✓ |
Note: The Educational Instant Funding account is a separate $10 product on a $1K account, available after completing FXIFY's Trading Course. It has its own ruleset (6% daily / 6% trailing, 50% split, $50 min payout, 60-day inactivity breach, no news/weekend/EAs) and is detailed in its own section below.
Crypto Programmes
FXIFY has two crypto-only funding paths built for crypto volatility: Crypto Instant Funding and Crypto Standard (1 Step). Both feature 80+ crypto assets and crypto-specific rules. Crypto Instant Funding pays an 80% performance split (bi-weekly) and its minimum profit-target payout scales with account size. Crypto Standard (1 Step) keeps a flat $50 minimum payout. The 25% consistency rule applies in the funded stage only.
| Feature | Crypto Instant Funding | Crypto Standard (1 Step) |
|---|---|---|
| Evaluation | None | 1 Step |
| Profit Target | - | 9% |
| Daily Drawdown | 3% | 3% |
| Max Trailing Drawdown | 6% | 6% |
| Consistency Rule | 25% (funded only) | 25% (funded only) |
| Min Trading Days (Eval) | - | 4 days |
| Inactivity Period | 7 days | 7 days |
| Leverage (BTC/ETH/SOL) | 5:1 | 5:1 |
| Leverage (Other Crypto) | 2:1 | 2:1 |
| News Trading | ✗5 min buffer | ✗5 min buffer |
| Min Profit Target Payout | $50 / $100 / $250 / $500 by size | $50 (flat) |
| Lock Upon Payout | Yes | Yes |
| Performance Split | 80% (bi-weekly) | Up to 100% |
| Starting Fee | From $125 ($5K) | From $59 ($5K) |
Crypto Instant Funding - Account Sizes & FeesClick to expandClick to collapse
| Account Size | Fee | Daily Drawdown (3%) | Max Trailing DD (6%) | Min Profit Target Payout |
|---|---|---|---|---|
| $5,000 | $125 | $150 | $300 | $50 |
| $10,000 | $250 | $300 | $600 | $100 |
| $25,000 | $525 | $750 | $1,500 | $250 |
| $50,000 | $999 | $1,500 | $3,000 | $500 |
Crypto Standard (1 Step) - Account Sizes & FeesClick to expandClick to collapse
| Account Size | Fee | Daily Drawdown (3%) | Max Trailing DD (6%) | Min Profit Target Payout |
|---|---|---|---|---|
| $5,000 | $59 | $150 | $300 | $50 |
| $10,000 | $99 | $300 | $600 | $50 |
| $25,000 | $249 | $750 | $1,500 | $50 |
| $50,000 | $499 | $1,500 | $3,000 | $50 |
| $100,000 | $999 | $3,000 | $6,000 | $50 |
1 Instant Funding (Standard & Lite)
FXIFY's Instant Funding now splits into two variants: Standard (the original, larger account sizes and looser drawdowns) and Lite (lower entry fee from $19, tighter drawdowns and a 20% consistency rule). News trading, weekend holding, and EAs are not allowed on either Instant Funding variant. Neither offers a refund.
Instant Funding Variant Comparison
| Attribute | Instant Funding Standard | Instant Funding Lite |
|---|---|---|
| Account Type | Instant funded account | Instant funded account |
| Evaluation Steps | 0 steps | 0 steps |
| Account Size Range | $1K – $100K | $2.5K – $50K |
| Fee Range | $69 – $4,249 | $19 – $249 |
| Daily Drawdown | 8%, EOD balance at 5 PM EST | 3%, EOD balance at 5 PM EST |
| Max Drawdown | 8% trailing from high-water mark | 4% trailing from high-water mark |
| Drawdown Lock Upon Payout | Yes, locks at initial balance | Yes, locks at initial balance |
| Consistency Rule | No | 20%, based on highest-profit day |
| Minimum Trading Days | N/A | 5 trading days |
| Payout Frequency | 14 days | 10 days |
| Payout On Demand | No | No |
| Minimum Payout | $50 | $50 |
| Profit Split | 80% / 90% with add-on | 80% |
| Refundable Fee | Not applicable | Not applicable |
| Max Allocation | 1 account at a time, regardless of balance | 1 account of each size |
| Leverage | Up to 50:1 | Up to 50:1 |
| EAs / Weekend / News | All ✗ | All ✗ |
| Platforms | MT5, DXTrade, TradingView | MT5, DXTrade, TradingView |
Instant Funding Standard - Account Sizes & FeesClick to expandClick to collapse
| Account Size | Fee | Daily Loss (8%) | Max Trailing DD (8%) |
|---|---|---|---|
| $1,000 | $69 | $80 | $80 |
| $2,500 | $119 | $200 | $200 |
| $5,000 | $229 | $400 | $400 |
| $10,000 | $449 | $800 | $800 |
| $25,000 | $899 | $2,000 | $2,000 |
| $50,000 | $1,749 | $4,000 | $4,000 |
| $75,000 | $2,499 | $6,000 | $6,000 |
| $100,000 | $4,249 | $8,000 | $8,000 |
Shared rules: no evaluation, no profit target, max trading days N/A, performance split up to 90%, leverage up to 50:1, drawdown type trailing, EAs no, refund no, weekend holding no, news trading no, platforms MT5/DXTrade/TradingView, payout frequency 14 days.
Instant Funding Lite - Account Sizes & FeesClick to expandClick to collapse
| Account Size | Fee | Daily Loss (3%) | Max Trailing DD (4%) |
|---|---|---|---|
| $2,500 | $19 | $75 | $100 |
| $5,000 | $39 | $150 | $200 |
| $10,000 | $79 | $300 | $400 |
| $25,000 | $149 | $750 | $1,000 |
| $50,000 | $249 | $1,500 | $2,000 |
Shared rules: no evaluation, no profit target, 5 minimum trading days, max trading days N/A, performance split up to 90%, leverage up to 50:1, drawdown type trailing, EAs no, refund no, weekend holding no, news trading no, platforms MT5/DXTrade/TradingView, payout frequency 10 days, 20% consistency rule.
Educational Instant Funding ($1K @ $10) - separate product
FXIFY also offers a separate Educational Instant Funding account. This is a $1,000 instant funded account priced at $10, but it is only available after completing FXIFY's Trading Course.
- Daily drawdown: 6%, based on previous day's balance
- Max total drawdown: 6% trailing from the high-water mark
- Profit target: N/A
- Minimum trading days: N/A - max trading days unlimited, but 60-day inactivity breach
- Weekend holding: Not allowed; trades closed Friday at 3:45 PM EST
- News trading: Not allowed 5 min before/after high-impact news
- EAs and copy trading: Not allowed
- Profit split: 50%; payouts every 14 days; minimum payout $50
- Consistency rule: None - no refundable fee on first payout
2 Lightning Challenge
The Lightning Challenge is FXIFY's fastest evaluation model, allowing traders to get funded in just 7 days. With a low 5% profit target, a 3% daily loss limit, and a 4% trailing max drawdown, this challenge is ideal for confident traders who want a quick path to funding.
| Account Size | Fee | Profit Target (5%) | Daily Loss (3%) | Max DD (4%) |
|---|---|---|---|---|
| $10,000 | $59 | $500 | $300 | $400 |
| $25,000 | $119 | $1,250 | $750 | $1,000 |
| $50,000 | $209 | $2,500 | $1,500 | $2,000 |
| $100,000 | $399 | $5,000 | $3,000 | $4,000 |
3 One Phase Challenge
The One Phase Challenge gives you a straightforward path to funding with a single-step evaluation. You need to reach a 10% profit target while staying within a 3% daily loss limit and a 6% trailing drawdown. No time limit, giving you full control over how you trade.
| Account Size | Fee | Profit Target (10%) | Daily Loss (3%) | Max Trailing DD (6%) |
|---|---|---|---|---|
| $5,000 | $59 | $500 | $150 | $300 |
| $10,000 | $89 | $1,000 | $300 | $600 |
| $15,000 | $119 | $1,500 | $450 | $900 |
| $25,000 | $199 | $2,500 | $750 | $1,500 |
| $50,000 | $379 | $5,000 | $1,500 | $3,000 |
| $100,000 | $549 | $10,000 | $3,000 | $6,000 |
| $200,000 | $1,049 | $20,000 | $6,000 | $12,000 |
| $400,000 | $2,950 | $40,000 | $12,000 | $24,000 |
4 Two Phase Challenge
The Two Phase Challenge now comes in three drawdown variants with different prices, profit targets, leverage limits, payout rules, and consistency rules: Classic Static, Standard Trailing, and Pro Static. Picking the right variant matters - the comparison table below summarises the differences before the per-variant fee tables.
Two Phase Variant Comparison
| Attribute | Classic Static | Standard Trailing | Pro Static |
|---|---|---|---|
| Account Size Range | $5K – $100K | $5K – $400K | $10K – $250K |
| Fee Range | $59 – $549 | $59 – $2,950 | $129 – $1,350 |
| Challenge Steps | 2 steps | 2 steps | 2 steps |
| Minimum Trading Days | 4 / phase | 5 / phase | 3 / phase |
| Trading Day Requirement | ≥0.5% of initial balance, equity above that level at 5 PM EST | ≥0.5% of initial balance, equity above that level at 5 PM EST | ≥0.5% of initial balance, equity above that level at 5 PM EST |
| Daily Drawdown | 4%, previous EOD balance | 4%, previous EOD balance | 4%, previous EOD balance |
| Max Drawdown | 10% static (initial balance) | 10% trailing (high-water mark) | 8% static (initial balance) |
| Phase 1 Profit Target | 5% | 10% | 4% |
| Phase 2 Profit Target | 10% | 5% | 8% |
| Total Profit Target | 15% | 15% | 12% |
| Max Profit Per Day | No limit | No limit | $4,000 |
| Payout Amount Limitation | No stated cap | No cap; trailing drawdown locks at initial balance after payout | 1st & 2nd payouts capped at 5% of initial; no cap after |
| Consistency Rule | 25% (funded only) | No | No |
| Drawdown Lock Upon Payout | No; remains 10% from initial | Yes; locks at initial balance | No; remains 8% from initial |
| Payout Options | 14 days @ 80% or 30 days @ 100% | 30 days default; 80% by default | Every 10 days; 80% split |
| Payout On Demand | No | Yes, min $50 | No |
| Add-Ons | No add-ons | Leverage FX/gold, 90% split, bi-weekly, Performance Protect | No add-ons |
| Scale-Up | Yes, on request | Yes, on request | No scale-up |
| Refund | No refund | Refund with 1st payout | No refund |
| Maximum Trading Days | Unlimited | Unlimited | Unlimited |
| Leverage | Up to 30:1 | Up to 50:1 | Up to 30:1 |
Two Phase Classic Static - Account Sizes & FeesClick to expandClick to collapse
| Account Size | Fee | Phase 1 (5%) | Phase 2 (10%) | Daily Loss (4%) | Max Static DD (10%) |
|---|---|---|---|---|---|
| $5,000 | $59 | $250 | $500 | $200 | $500 |
| $10,000 | $89 | $500 | $1,000 | $400 | $1,000 |
| $15,000 | $119 | $750 | $1,500 | $600 | $1,500 |
| $25,000 | $199 | $1,250 | $2,500 | $1,000 | $2,500 |
| $50,000 | $379 | $2,500 | $5,000 | $2,000 | $5,000 |
| $100,000 | $549 | $5,000 | $10,000 | $4,000 | $10,000 |
Shared rules: 4 min trading days, max trading days unlimited, performance split up to 100% (30-day payout option), leverage up to 30:1, drawdown type static, EAs yes, weekend holding yes, news trading yes, platforms MT5/DXTrade/TradingView, no drawdown lock upon payout, no payout on demand, payout frequency 14 or 30 days, consistency rule 25% in funded stage only, no refund.
Two Phase Standard Trailing - Account Sizes & FeesClick to expandClick to collapse
| Account Size | Fee | Phase 1 (10%) | Phase 2 (5%) | Daily Loss (4%) | Max Trailing DD (10%) |
|---|---|---|---|---|---|
| $5,000 | $59 | $500 | $250 | $200 | $500 |
| $10,000 | $89 | $1,000 | $500 | $400 | $1,000 |
| $15,000 | $119 | $1,500 | $750 | $600 | $1,500 |
| $25,000 | $199 | $2,500 | $1,250 | $1,000 | $2,500 |
| $50,000 | $379 | $5,000 | $2,500 | $2,000 | $5,000 |
| $100,000 | $549 | $10,000 | $5,000 | $4,000 | $10,000 |
| $200,000 | $1,049 | $20,000 | $10,000 | $8,000 | $20,000 |
| $400,000 | $2,950 | $40,000 | $20,000 | $16,000 | $40,000 |
Shared rules: 5 min trading days, max trading days unlimited, performance split up to 90%, leverage up to 50:1, drawdown type trailing, EAs yes, weekend holding yes, news trading yes, platforms MT5/DXTrade/TradingView, drawdown lock upon payout yes, payout on demand yes ($50 min), payout frequency 14 or 30 days, 100% refundable fee with first payout.
Two Phase Pro Static - Account Sizes & FeesClick to expandClick to collapse
| Account Size | Fee | Phase 1 (4%) | Phase 2 (8%) | Daily Loss (4%) | Max Static DD (8%) | Max Gains / Day |
|---|---|---|---|---|---|---|
| $10,000 | $129 | $400 | $800 | $400 | $800 | $4,000 |
| $25,000 | $225 | $1,000 | $2,000 | $1,000 | $2,000 | $4,000 |
| $50,000 | $375 | $2,000 | $4,000 | $2,000 | $4,000 | $4,000 |
| $100,000 | $599 | $4,000 | $8,000 | $4,000 | $8,000 | $4,000 |
| $150,000 | $849 | $6,000 | $12,000 | $6,000 | $12,000 | $4,000 |
| $200,000 | $1,099 | $8,000 | $16,000 | $8,000 | $16,000 | $4,000 |
| $250,000 | $1,350 | $10,000 | $20,000 | $10,000 | $20,000 | $4,000 |
Shared rules: 3 min trading days, max trading days unlimited, performance split 80%, payout frequency every 10 days, leverage up to 30:1, drawdown type static, EAs yes, weekend holding yes, news trading yes, platforms MT5/DXTrade/TradingView, no drawdown lock upon payout, no payout on demand, no scale-up. First & second payouts capped at 5% of initial balance; no cap after.
5 Three Phase Challenge
The Three Phase Challenge gives you a slower, lower-risk path to funding with three evaluation phases. You need to achieve a 5% profit target in each phase while staying within a 5% daily loss limit and a 5% static max drawdown. The lowest fees of any FXIFY challenge type, starting from just $39.
| Account Size | Fee | Profit Target (5% each) | Daily Loss (5%) | Max Static DD (5%) |
|---|---|---|---|---|
| $5,000 | $39 | $250 | $250 | $250 |
| $10,000 | $59 | $500 | $500 | $500 |
| $15,000 | $79 | $750 | $750 | $750 |
| $25,000 | $149 | $1,250 | $1,250 | $1,250 |
| $50,000 | $249 | $2,500 | $2,500 | $2,500 |
| $100,000 | $399 | $5,000 | $5,000 | $5,000 |
| $200,000 | $799 | $10,000 | $10,000 | $10,000 |
| $400,000 | $1,599 | $20,000 | $20,000 | $20,000 |
Trading Account Add-Ons
Add-ons are only available on Two Phase Standard Trailing. Two Phase Classic Static, Two Phase Pro Static, Instant Funding (Standard or Lite), and the Educational Instant Funding account do not support add-ons. Upgrades must be selected at checkout and cannot be added after reaching the funded stage.
Higher Profit Split (+20% of fee)
Increases your profit split to 90/10, allowing you to keep a larger share of your trading profits.
Bi-Weekly Payouts (+5% of fee)
Enables withdrawals every two weeks instead of the default monthly schedule for faster access to earnings.
Performance Protect (+15% of fee)
Protects your profits in case of a drawdown breach, allowing you to withdraw remaining gains instead of losing them.
Increased Leverage (+25% of fee)
Boosts leverage to 50:1 for FX and Gold on MT5.
Scaling Plan
FXIFY's scaling plan rewards consistent performance with steady account growth. If you achieve a 10% return within three months, with two of those months in profit, your account scales up by 25%. After the initial boost, you can double your account size every three months by hitting similar targets. A $400K account could grow to $4M within a year.
Scaling Eligibility
Scale-Up is available on Two Phase Classic Static and Two Phase Standard Trailing on request when conditions are met. Two Phase Pro Static does not offer scale-up. Confirm scaling availability with FXIFY for Instant Funding products.
Initial Scale
+25%
Return Required
10% in 3 months
Profitable Months
2 of 3
Max Account
$4,000,000
Trading Rules
Trading rules vary materially by product. The summary below covers each rule across the main programmes.
| Rule | Eval Challenges (1P / 2P / 3P) | Lightning | Instant Standard & Lite | Crypto Programmes | Educational Instant |
|---|---|---|---|---|---|
| News Trading | ✓ | ✗ | ✗ | ✗5 min buffer | ✗5 min buffer |
| Weekend Holding | ✓ | ✗ | ✗ | Crypto-specific | ✗ |
| Expert Advisors (EAs) | ✓MT5 only | ✓MT5 only | ✗ | Per programme | ✗ |
| Refundable Fee | 2P Standard Trailing only | ✓ | ✗ | - | ✗ |
| Consistency Rule | 2P Classic Static 25% (funded only) | - | Lite 20%; Standard None | 25% (funded only) | No |
| Inactivity Breach | - | - | - | 7 days | 60 days |
| Copy Trading | Own FXIFY accounts allowed; third-party requires verification. Educational Instant: not allowed. | ||||
| HFT / Latency Arbitrage / Tick Scalping | ✗Prohibited across all products | ||||
Educational Instant Funding - Extra Inactivity Rule
The Educational Instant Funding account has a 60-day inactivity breach. Trades must remain active inside that window - if there is no trading activity for 60 days, the account is breached.
Verdict on Challenge Accounts
FXIFY now spans seven main programme types plus a separate Educational Instant Funding account. The CFD lineup includes the single-step One Phase, the three drawdown variants of Two Phase (Classic Static, Standard Trailing, Pro Static), the gradual Three Phase, the quick Lightning, and Instant Funding (Standard and Lite). The Crypto Instant Funding and Crypto Standard (1 Step) programmes add dedicated crypto paths with 80+ crypto assets and crypto-specific risk rules. Scaling and add-ons differ materially by product - pick the variant that matches your trading style and confirm refund / payout rules before checkout.
Commission Fees & Pricing
FXIFY gives traders flexibility with two pricing models on CFD accounts: raw spreads from 0 pips with a competitive commission fee, or higher ‘all in’ spreads with no commission fees. This setup allows you to pick the structure that best suits your trading style.
Pricing Models
Raw Spreads
Spreads starting from 0 pips on popular pairs like EUR/USD during peak hours. Uses FXPIG's data feed for institutional-grade liquidity.
$6 round-turn commission per lot on forex, metals, crypto, and indices.
All-Inclusive (Commission-Free)
Wider spreads with zero commission fees across forex, metals, crypto, and indices.
Simpler cost structure - no per-trade commission charges.
Raw Spread Commission Fees
| Asset Class | Commission (Round-Turn) | Notes |
|---|---|---|
| Forex | $6 per lot | Spreads from 0 pips during London/NY sessions |
| Metals | $6 per lot | Gold, silver - raw institutional pricing |
| Indices | $6 per lot | 13 global indices available |
| Crypto | $6 per lot | BTC, ETH, and more (MT5 only on CFD accounts) |
Challenge Fee Range
CFD challenge fees start from $39 (Three Phase $5K account) and go up to $2,950 for $400K accounts. Crypto Instant Funding starts at $125 for the $5K account. Fees can increase with optional add-ons.
Spread Transparency
FXIFY doesn't publish average spread data, so if you're trying to gauge how spreads might affect your costs, it's worth taking advantage of their demo accounts to assess pricing during the times you plan to trade. No swap-free accounts are currently available.
Verdict on Commissions & Pricing
FXIFY's pricing offers solid flexibility, whether you're aiming for minimal spreads with a per-lot commission or a straightforward all-inclusive fee. The addition of crypto programmes with their own fee structure broadens the options further. While their spread data transparency could improve, FXIFY provides a reasonable cost structure that suits different trading needs.
Financial Markets & Leverage
FXIFY now highlights over 300 symbols to trade across its CFD platforms, plus a dedicated crypto section with 80+ crypto assets. The main site covers forex, indices, commodities, stocks, and crypto on CFD accounts, while the new crypto programmes offer a focused crypto-only trading experience.
CFD Instruments by Platform
| Asset Class | MT5 | DXTrade | TradingView |
|---|---|---|---|
| Forex Pairs | 42 | 42 | 42 |
| Indices | 13 | 13 | 13 |
| Commodities | 7 | 6 | 6 |
| Stocks | 30 | - | - |
| Cryptocurrencies (CFD) | 7 | - | 7 |
| Other (Vol Index, Currency Index) | 2 | 1 | 1 |
Crypto Programme Markets
80+ Crypto Assets
The Crypto Instant Funding and Crypto Standard (1 Step) programmes provide access to 80+ crypto assets in a dedicated crypto-only trading environment. This is separate from the 7 crypto CFDs available on MT5 in the standard programmes. The crypto programmes are built specifically for crypto volatility with their own leverage, drawdown, and consistency rules.
Asset Class Details
Forex Pairs
42 major, minor, and exotic currency pairs across all CFD platforms.
Indices
13 global indices including S&P 500, DAX (Germany), and ASX.
Commodities
Crude oil (WTI/Brent), gold, silver, and other precious metals.
Stocks (MT5 only)
30 well-known stocks including Apple, Amazon, and Tesla.
Crypto (CFD) (MT5 & TradingView)
7 popular assets including Bitcoin, Ethereum, and Ripple on CFD accounts.
Crypto Programme (NEW)
80+ crypto assets on dedicated crypto-only plans with 5:1 leverage on BTC/ETH/SOL and 2:1 on others.
Maximum Leverage
| Asset Class | CFD Default | CFD With Add-On | Crypto Programme |
|---|---|---|---|
| Forex & Gold | 30:1 | 50:1 | - |
| Indices | 10:1 | - | - |
| Stocks | 2:1 | - | - |
| BTC / ETH / SOL | 2:1 | - | 5:1 |
| Other Crypto | 2:1 | - | 2:1 |
Verdict on Financial Markets & Leverage
FXIFY has significantly expanded its market offering. The CFD platforms provide over 300 symbols across forex, indices, commodities, stocks, and crypto, while the new crypto programmes add 80+ crypto assets with higher leverage on BTC/ETH/SOL (5:1). MT5 provides the widest CFD range including stock trading, while the crypto programmes offer a focused, crypto-optimised environment. The leverage options are well-structured across both CFD and crypto programmes.
Trading Platforms
FXIFY's current programme pages list three trading platforms across the purchase flow: MetaTrader 5 (MT5), DXTrade, and TradingView. MT4 is no longer listed as an FXIFY platform option. Platform availability depends on your challenge account type.
Platform Availability by Account Type
| Account Type | MT5 | DXTrade | TradingView |
|---|---|---|---|
| One Phase | ✓ | ✓ | ✓ |
| Two Phase (all variants) | ✓ | ✓ | ✓ |
| Three Phase | ✓ | ✓ | ✓ |
| Instant Funding (Standard & Lite) | ✓ | ✓ | ✓ |
| Lightning | ✓ | ✗ | ✗ |
| Educational Instant | ✓ | - | - |
| Crypto Programmes | - | - | Coming Soon |
Platform Details
MetaTrader 5 (MT5)
FXIFY's flagship MetaTrader option, with multi-asset support including stocks and crypto and full EA / algorithmic trading capability.
- More timeframes and stop-limit orders for precision execution
- Depth of Market (DOM) for tracking liquidity
- Built-in economic calendar for global events
- Improved backtesting tools for automated strategies
- Access to stocks, indices, commodities, forex, and crypto
Available across CFD account types where EAs are allowed (One Phase, Two Phase, Three Phase, Lightning). Note: EAs are not permitted on Instant Funding or Educational Instant.
DXTrade
A modern, web-based trading platform with clean interface and fast execution. No software downloads required.
- Fully customizable drag-and-drop layouts
- Fast execution with minimal slippage
- Cloud-based - trade from any device
- Advanced risk management tools with custom alerts
Available for One Phase, Two Phase (all variants), Three Phase, and Instant Funding accounts.
TradingView
TradingView is listed across FXIFY's programme pages and purchase flow. Known for powerful charting and a large trader community.
- 100+ built-in indicators and drawing tools
- Customizable chart layouts and multi-monitor support
- Cloud-based with mobile, desktop, and web access
- Social features and community-driven analysis
Available for most CFD account types. On crypto programmes, TradingView is noted as coming soon.
Verdict on Trading Platforms
FXIFY's current platform lineup is MT5, DXTrade, and TradingView. MT5 covers EA-based automation and multi-asset access, DXTrade delivers a clean web-based experience, and TradingView brings powerful charting and community features. Platform availability varies by challenge type and programme. Note that TradingView on crypto programmes is still listed as coming soon.
Payments & Profit Payout
FXIFY offers multiple payment methods, making both funding and withdrawals accessible and relatively straightforward. Challenge fees are structured as one-time payments. Refund rules vary by product - only Two Phase Standard Trailing and Lightning offer fee refunds; Two Phase Classic Static, Two Phase Pro Static, Instant Funding Standard and Lite, and the Educational Instant account do not offer a refund.
Payment Methods for Challenge Fees
Main programme fees range from $19 (Instant Funding Lite $2.5K) up to $4,249 (Instant Funding Standard $100K). The Educational Instant Funding account is $10 on a $1K account after completing FXIFY's Trading Course. Crypto Instant Funding starts at $125 ($5K account); Crypto Standard (1 Step) starts at $59. Fees can increase with optional add-ons (Two Phase Standard Trailing only).
Credit/Debit Cards
Immediate processing
Bank Transfers
1–3 business days
Cryptocurrency
BTC & ETH accepted
Profit Splits & Payout Policy
CFD Base Split
80%
CFD With Add-On
90%
Crypto Split
Up to 100%
Processing Time
24–48 hours
Withdrawal Details (per product)
Two Phase Classic Static
Payouts every 14 days at 80% split or every 30 days at 100% split. No payout on demand. No refund.
Two Phase Standard Trailing
Default 30-day payouts; payout on demand available with $50 minimum. Refund with first payout request. 80% default split, 90% with add-on.
Two Phase Pro Static
Payouts every 10 days; no payout on demand. 80% profit split. First & second payouts capped at 5% of initial balance; no cap after. No refund. No scale-up.
One Phase, Three Phase, Lightning
Evaluation accounts. First payout typically on demand after first funded trade; subsequent payouts on a bi-weekly cycle. Three Phase drawdown resets post-withdrawal to starting balance.
Instant Funding Standard
14-day payout cycle, $50 minimum, no payout on demand. 80% default / 90% with add-on. No refund. Drawdown locks at initial balance upon payout.
Instant Funding Lite
10-day payout cycle, $50 minimum, no payout on demand. 80% split. No refund. 5 min trading days, 20% consistency rule.
Crypto Programmes
Minimum payout scales by account size on Crypto Instant Funding ($50 / $100 / $250 / $500). Crypto Standard (1 Step) is a flat $50 minimum. Lock upon payout applies. 7-day inactivity period.
Educational Instant Funding
Payouts every 14 days, $50 minimum, 50% profit split, no refund, 60-day inactivity breach.
Withdrawal Methods
Bank transfers, cryptocurrency, and online payment platforms (e.g., Deel).
Accounts enter read-only mode during withdrawal processing. FXIFY regularly shares verified payout proofs across Discord and social media.
Verdict on Payments & Profit Shares
FXIFY makes payouts straightforward and flexible. Evaluation accounts now benefit from on-demand first payouts, and the crypto programmes offer up to 100% performance split on eligible plans. Multiple withdrawal options, fast processing, and clear public proof of trader payments every week round out a strong payout structure. The crypto programmes add a $50 minimum payout and lock-upon-payout rule that traders should be aware of.
Customer Service & Education
FXIFY's customer service includes essential support channels but shows room for improvement in responsiveness and educational offerings. While their live chat and email support are accessible, feedback suggests varied response quality.
Customer Support
Live Chat
Accessible 24/7 during weekdays. Some users report delays and inconsistent support quality when transitioning from chatbot to human agents.
Email Support
Available for general inquiries and account-related issues. Response times may vary.
Support Hub & FAQ
General assistance and answers to common questions available on the FXIFY website.
Discord Community
Active community with support channels, verified trader discussions, and payout proof sharing.
Educational Resources
Limited Educational Content
FXIFY's educational resources are limited compared to other prop firms. Their YouTube content is minimal and lacks comprehensive tutorials. For traders seeking substantial educational support, FXIFY might not fully meet expectations. Traders needing robust learning tools may find more value with firms like IC Funded or DNA Funded.
Verdict on Customer Service & Education
FXIFY's support system offers basic assistance, but its limited educational resources may be a drawback for traders seeking robust learning tools. With a minimal presence on YouTube and fewer in-depth resources, traders looking for strong educational content may find more value elsewhere.
Trust & Community
FXIFY does a decent job when it comes to building trust with traders. Between their verified reviews, active Discord server, and broker-backed licensing, they've ticked a lot of the right boxes.
FXIFY TrustPilot Score
4.4/5
Great (5,700+ reviews)
FXIFY holds a 4.4 out of 5 Trustpilot rating from over 5,700 reviews. The overall feedback is positive, especially regarding fast payouts and user-friendly trading rules.
Trading Community
FXIFY's Discord server is where a lot of the real action happens. It's a large group with traders chatting about setups, market news, prop firm tips, and challenge progress. There are also verified trader channels where those who've passed can connect separately.
Discord Server
Active community with verified trader channels, payout proof sharing, and support from staff through public channels.
Social Media Presence
Active on Instagram, Facebook, and Twitter/X with regular updates on top payouts, challenges, and community engagement.
Payout Proofs
FXIFY regularly shares verified top payouts every week across their social channels, including the highest payout amounts from funded accounts.
Broker-Backed Regulation
FXPIG (Vanuatu VFSC - License #014578)
FXIFY is backed by FXPIG, a broker licensed by the Vanuatu Financial Services Commission (VFSC). While Vanuatu regulation isn't as strict as ASIC (Australia) or FCA (UK), it's an official license that provides more oversight than prop firms with no broker transparency.
Verdict on Trust & Community
Overall, FXIFY has built a legitimate setup for traders who want more than just another prop firm. The community is active, the feedback is mostly positive, and they're not hiding how their backend operates. It's not bulletproof - no prop firm is - but for what they offer, FXIFY earns their 9/10 Trust Score.
Final Verdict on FXIFY
FXIFY now spans seven main programme types - Instant Funding (Standard and Lite), Lightning, One Phase, Two Phase (with three drawdown variants), Three Phase, Crypto Instant Funding, and Crypto Standard (1 Step) - plus a separate Educational Instant Funding account from $10 after completing FXIFY's Trading Course.
The big change is the depth on Two Phase: traders now choose between Classic Static (10% static drawdown, 25% funded consistency, no payout on demand), Standard Trailing (10% trailing drawdown, payout on demand from $50, refund with first payout), or Pro Static (8% static drawdown, $4K max profit per day, every-10-day payouts, no scale-up). Instant Funding splits into Standard ($1K–$100K, 8% daily / 8% trailing) and Lite ($2.5K–$50K, 3% daily / 4% trailing with a 20% consistency rule). Across both Instant variants, news trading, weekend holding, and EAs are not allowed.
Platforms are now MT5, DXTrade, and TradingView (MT4 has been removed from the current programme pages). The crypto programmes - Crypto Instant Funding and Crypto Standard (1 Step) - keep their 25% consistency rule, 6% trailing max drawdown, $50–$500 minimum payouts scaled by account size on Crypto Instant, and a 7-day inactivity limit. Refund rules differ by product, so traders should check the variant they're buying carefully before checkout.
Frequently Asked Questions
Data Sources
- https://fxify.com
Last reviewed 2026-05-18 · Data verified 2026-05-18