Funded Trading Plus Review
VerifiedCountry
GB
Trust Pilot
4.4 
CreatedDate Created
2021
YearsYears in Operation
5
Poor
Our Final Verdict On Funded Trading Plus
Funded Trading Plus offers three current simulated funding routes: Instant Funding, 1-Step Express and 2-Step Classic. Instant Funding skips the evaluation, 1-Step Express uses a single 10% target, and 2-Step Classic now uses 7% and 7% targets with static drawdown, a consistency score and a Symbol Loss Limit. All accounts are simulated, and rewards are based on simulated trading performance.
BPF Score
Trustpilot: 4.4/5
★ (2,625)
Challenge Types
1-step, 2-step, instant
Trading Platforms
MT5, 
DXTrade, 
Match-Trader Profit Split
100%
Challenge Fees
Starting from $89
Poor
Based on 51/100 BPF Score
Challenges
Fees
Markets
Payouts
Platforms
Trust
Pros
- Profit split from 80% up to 100% with upgrades
- Instant funding option available
- Three programme types for different trading styles
- Instant Funding and 1-Step Express allow rewards from day 1
- Scaling up to $2.5 million, or $5 million with the enhanced scaling add-on on eligible programmes
- Multiple platform options, with Match Trade and MT5 shown in the current product flow and wider platform availability varying by region
- Free 13-hour FT+ Prop Trader Masterclass and Education Hub led by Andrew Lockwood
Cons
- Higher fees for instant funding accounts
- Copy trading across accounts is prohibited
- 2-Step Classic has a consistency rule
- 30-day inactivity rule can breach accounts
- Spread and commission details need to be checked through the platform or shared demo accounts, as live trading costs vary by symbol and platform
- $25 administration fee applies for eligible platform changes before trading has started
- Education is stronger than before, but traders still need to apply the training to the specific drawdown model they choose
Best For
Experienced traders who want flexible simulated funding routes across Instant Funding, 1-Step Express and 2-Step Classic. Funded Trading Plus is best suited to traders who understand trailing versus static drawdown, want day-1 reward access on Instant or 1-Step accounts, and value education, scaling and programme-specific payout options.
Not Ideal For
Traders who want one simple rule set across all account types, need copy trading across accounts, dislike trailing drawdown, or want a 2-Step model without consistency and symbol-loss rules. It is also not ideal for traders who need every platform available in every region.
Our Take on Funded Trading Plus
Funded Trading Plus (FTP) scores 77/100 in our 2026 review. The firm currently offers three core programmes - Instant Funding, 1-Step Express, and 2-Step Classic. All trading takes place in a simulated environment, with rewards based on simulated performance.
The standard reward split is 80%. Instant Funding and 1-Step Express can be upgraded to a 90% split, with scaling routes that can reach up to 100% over time. 2-Step Classic starts at 80% and can be upgraded to 85%. Payout schedules vary by programme: Instant Funding and 1-Step Express allow rewards from day 1, then every 7 days, while 2-Step Classic uses a 10-day reward cycle. Scaling is available up to $2.5 million as standard, or up to $5 million with the enhanced scaling add-on on eligible programmes.
Key Facts
| Evaluation Types | 1-step, 2-step, instant |
| Max Payout Split | 100% |
| Payout Schedule | Programme-specific |
| First Payout | Day 1 on Instant and 1-Step; after 10 days on 2-Step |
| Payout Processing | Up to 2 business days; often same day |
| Platforms | MT5, DXTrade, Match-Trader,  cTrader |
| News Trading | Allowed, subject to risk review policy |
| Weekend Holding | Programme-specific |
| Expert Advisors (EAs) | Allowed with restrictions |
| Trustpilot | 4.4/5 (2,625 reviews) |
Data last verified:
Verified against Funded Trading Plus's published terms and Trustpilot record on .
Consistency Rule
2-Step Classic: 35% consistency score in Step 1 and Step 2, 50% consistency score in the funded stage, plus a 3% Symbol Loss Limit hard breach. Instant Funding and 1-Step Express have no consistency rule.
Location Availability
Challenge Accounts
Simulated Trading Environment
All FTP accounts operate in a simulated trading environment. Rewards are based on simulated profits. Traders do not manage real capital.
Funded Trading Plus currently offers three core simulated funding routes: Instant Funding, 1-Step Express and 2-Step Classic. Instant Funding skips the evaluation, 1-Step Express uses one evaluation phase, and 2-Step Classic uses two phases with static drawdown and consistency rules. All accounts are simulated, and rewards are based on simulated trading performance.
Instant Funding
No evaluation. 6% daily and 6% trailing max loss. Account sizes $5K–$100K. Rewards from day 1, then every 7 days. Positions must be closed by 4:30 PM EST Friday.
1-Step Express
One-step evaluation with a 10% simulated profit target, 4% daily loss and 6% trailing max loss. Account sizes $10K–$200K. Rewards from day 1 once funded, then every 7 days. Overnight and weekend holding allowed.
2-Step Classic
Two-step evaluation with 7% and 7% simulated profit targets, 4% daily loss and 8% static max loss. Account sizes $10K–$100K. 10-day reward cycle. 35% consistency in challenge steps, 50% in the funded stage, plus a 3% Symbol Loss Limit.
1 Instant Funding
Instant Funding skips the evaluation entirely. There is no profit target and no time limit, but the 6% daily and 6% trailing max loss rules are tight, so consistent risk management is essential.
Rewards are available from day 1, then every 7 days. Account leverage is 1:30. News trading is allowed subject to FTP's risk review policy. Weekend holding is not allowed - positions must be closed by 4:30 PM EST on Friday.
Add-ons available on Instant Funding: 90% reward split, 3-day reward frequency, and enhanced scaling to $5M.
Evaluation
None (Instant)
Profit Target
No Target
Max Daily Loss
6%
Max Total Loss
6% Trailing
Account Sizes
$5K - $100K
Leverage
1:30
First Reward
From Day 1
Weekend Holding
Not Allowed
| Account Size | Fee | Daily Loss | Max Loss |
|---|---|---|---|
| $5,000 | $249 | $300 | $300 |
| $10,000 | $429 | $600 | $600 |
| $25,000 | $1,099 | $1,500 | $1,500 |
| $50,000 | $2,199 | $3,000 | $3,000 |
| $100,000 | $4,499 | $6,000 | $6,000 |
Scaling
Instant Funding can scale to $2.5 million as standard, or $5 million with the enhanced scaling add-on. The scaling milestone is 10% simulated profit.
2 1-Step Express
1-Step Express is FTP's single-phase evaluation. The simulated profit target is 10%, with 4% daily loss and 6% trailing max loss. No minimum trading days, no consistency rule, and no time limit.
Account leverage is 1:30. Rewards are available from day 1 once funded, then every 7 days. News trading is allowed subject to FTP's risk review policy. Overnight and weekend holding are both allowed.
Add-ons available on 1-Step Express: 90% reward split, 3-day reward frequency, enhanced scaling to $5M, and 20% reset discount.
Profit Target
10%
Drawdown Type
Trailing
Max Daily Loss
4%
Max Total Loss
6%
Account Sizes
$10K - $200K
Leverage
1:30
First Reward
From Day 1
Weekend Holding
Allowed
| Account Size | Fee | Profit Target | Max Total Loss | Daily Loss |
|---|---|---|---|---|
| $10,000 | $99 | $1,000 | $600 | $400 |
| $25,000 | $199 | $2,500 | $1,500 | $1,000 |
| $50,000 | $349 | $5,000 | $3,000 | $2,000 |
| $100,000 | $549 | $10,000 | $6,000 | $4,000 |
| $200,000 | $999 | $20,000 | $12,000 | $8,000 |
Scaling
1-Step Express can scale to $2.5 million as standard, or $5 million with the enhanced scaling add-on. The scaling target is 10% simulated profit on the upgraded FT+ Trader simulated-live account.
3 2-Step Classic
2-Step Classic uses 7% simulated profit targets in Step 1 and Step 2. Drawdown is 4% daily and 8% static max loss. Unlimited time. Account leverage is 1:50.
News trading is allowed subject to FTP's risk review policy. Overnight and weekend holding are allowed. The first reward request is available after 10 days, subject to the account meeting its conditions, then every 10 days. The minimum withdrawal threshold is 1% of initial starting balance.
The base reward split is 80%, with an 85% split add-on available. A 9% max drawdown add-on and a 20% reset discount are also available.
Consistency Score: 35% during Step 1 and Step 2, 50% in the simulated funded stage. Symbol Loss Limit: 3% (hard breach).
Step 1 Target
7%
Step 2 Target
7%
Drawdown Type
Static
Max Daily Loss
4%
Max Total Loss
8%
Account Sizes
$10K - $100K
Leverage
1:50
First Reward
After 10 Days
| Account Size | Fee | Step 1 Target | Step 2 Target | Max Total Loss | Daily Loss |
|---|---|---|---|---|---|
| $10,000 | $89 | $700 | $700 | $800 | $400 |
| $25,000 | $169 | $1,750 | $1,750 | $2,000 | $1,000 |
| $50,000 | $319 | $3,500 | $3,500 | $4,000 | $2,000 |
| $100,000 | $549 | $7,000 | $7,000 | $8,000 | $4,000 |
Scaling
2-Step Classic scaling is different from Instant and 1-Step. The scaling target is 20% simulated profit on the FT+ Trader simulated-live account. A scale request requires at least one withdrawal, a 50% consistency score, no Symbol Loss Rule breach, at least 2 months of account activity before the first scaling request, and 20% new closed-balance profit at each level. Scaling can reach $2.5 million.
Trading Rules
FTP applies a generally flexible rule set, but some restrictions and requirements vary by programme. Review the rules for your specific model before trading.
Daily Loss
| Programme | Daily Loss |
|---|---|
| Instant Funding | 6% |
| 1-Step Express | 4% |
| 2-Step Classic | 4% |
Max Loss
| Programme | Max Loss |
|---|---|
| Instant Funding | 6% trailing |
| 1-Step Express | 6% trailing |
| 2-Step Classic | 8% static |
News Trading
News trading is allowed across current programmes, subject to Funded Trading Plus risk review policy. The firm allows traders to decide when they trade, but high-risk behaviour around volatility can still trigger review.
Expert Advisors (EAs)
EAs, algos and bots are allowed, but the trader remains responsible for their setup and behaviour. Prohibited use includes arbitrage, grid trading, tick scalping, copy trading, hedging across accounts and abuse of the simulated-live environment. Funded Trading Plus does not provide support for third-party EAs, algos or bots.
Copy Trading - Prohibited
Copy trading is prohibited across accounts. This includes having the same position open on the same market in the same direction across more than one account at the same time. If accounts are flagged for copy trading, profits may be nullified.
Weekend & Overnight Holding
| Programme | Weekend Holding |
|---|---|
| Instant Funding | Not allowed; close positions by 4:30 PM EST Friday |
| 1-Step Express | Allowed |
| 2-Step Classic | Allowed |
Consistency Rule
| Programme | Consistency Rule |
|---|---|
| Instant Funding | None |
| 1-Step Express | None |
| 2-Step Classic | 35% in challenge steps, 50% funded |
2-Step Classic also has a 3% Symbol Loss Limit. This is a hard breach rule.
Inactivity Rule
All evaluations and FT+ Trader simulated-live accounts must stay active. Traders need to open and close at least one trade within every 30-day calendar period.
Scaling Plan
Scaling is available on FT+ Trader simulated-live accounts, but the requirements vary by programme. Instant Funding and 1-Step Express use a 10% simulated profit scaling milestone. 2-Step Classic uses a 20% simulated profit scaling milestone and has extra conditions around withdrawals, consistency, Symbol Loss Rule compliance and account activity.
| Programme | Standard Scaling Cap | Enhanced Scaling Cap | Main Scaling Target |
|---|---|---|---|
| Instant Funding | $2.5M | $5M with add-on | 10% simulated profit |
| 1-Step Express | $2.5M | $5M with add-on | 10% simulated profit |
| 2-Step Classic | $2.5M | $2.5M | 20% simulated profit |
Withdrawals can reduce the balance available for scaling, because withdrawn simulated profit does not count towards the balance required to scale.
Verdict on FTP Challenges
FTP offers three core programmes - Instant Funding, 1-Step Express and 2-Step Classic - with day-1 reward access on Instant and 1-Step, and a 10-day cycle on 2-Step. Scaling reaches $2.5 million as standard, or $5 million with the enhanced scaling add-on on eligible programmes. The 2-Step Classic now uses 7% and 7% targets with a consistency score and a 3% Symbol Loss Limit, so the rules differ meaningfully between products.
Commission Fees & Pricing
Funded Trading Plus says it does not mark up spreads, swaps or commissions above default platform/provider fees. Traders can check current spreads, fees, swaps, execution and lot sizes through the shared demo accounts and platform symbol specifications.
| Asset Class | Commission | Spreads |
|---|---|---|
| Forex | Check platform symbol specifications | Dynamic |
| Metals | Check platform symbol specifications | Dynamic |
| Commodities | Check platform symbol specifications | Dynamic |
| Indices | Check platform symbol specifications | Dynamic |
| Cryptocurrencies | Check platform symbol specifications | Dynamic |
Dynamic Pricing
Spreads and availability are dynamic and subject to real-market session hours. Traders should check the selected platform before trading.
Verdict on Spreads and Commissions
FTP does not mark up spreads, swaps or commissions above default platform/provider fees, but exact values are dynamic. The most reliable way to gauge cost is to load the chosen platform's symbol specifications or the shared demo account before purchasing a challenge.
Financial Markets & Leverage
Funded Trading Plus provides access to forex, metals, commodities, indices and cryptocurrencies. The listed symbols are mirrored from liquidity providers, with spreads and availability subject to real-market session hours.
Forex
FTP supports major, minor and exotic forex pairs, including AUDCAD, AUDCHF, AUDJPY, AUDNZD, AUDUSD, CADCHF, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, EURUSD, GBPAUD, GBPCAD, GBPCHF, GBPNZD, GBPUSD, NZDCAD, NZDCHF, NZDJPY, NZDUSD, USDCAD, USDCHF, USDJPY, EURNOK, EURSEK, EURSGD, USDCNH, USDMXN, USDNOK, USDSEK, USDSGD and USDZAR.
Metals
Metals include XAUUSD and XAGUSD.
Commodities
Commodities include BRENT and WTI.
Indices
Indices include ESTX50, FRA40, GER40, UK100, SPAIN35, JPN225, NAS100, SPX500 and US30.
Cryptocurrencies
Crypto pairs include BCHUSD, BTCUSD, ETHUSD and LTCUSD. Crypto trading is available 24/7 on the crypto page, with weekend holding allowed for crypto positions.
Leverage Varies by Programme
Leverage varies by programme and asset class. Instant Funding and 1-Step Express show 1:30 account leverage. 2-Step Classic shows 1:50 account leverage.
Verdict on Markets and Leverage
Funded Trading Plus covers forex, metals, commodities, indices and crypto with a verified symbol list mirrored from liquidity providers. Leverage is programme-specific (1:30 on Instant and 1-Step, 1:50 on 2-Step), and spreads and availability follow real-market session hours, so always confirm the live symbol specifications before trading.
Trading Platforms
Funded Trading Plus lists MT5, DXTrade, Match-Trader and cTrader as platform options. Availability can vary by region and checkout selection - the current programme pages show Match-Trader and MT5 in the available-platform selector.
Match-Trader
Match-Trader is designed for both novice and experienced traders with cross-platform connectivity via web, mobile and desktop. Key features include seamless TradingView integration, charting tools, API connectivity, and a user-friendly interface.
Best for: Discretionary traders who want TradingView integration and reliable execution.
MetaTrader 5 (MT5)
MT5 offers 21 timeframes, 80+ technical indicators, additional order types, an integrated economic calendar and advanced EA capabilities with MQL5.
Best for: Traders who use EAs, custom indicators, or want the most advanced MetaTrader features.
DXTrade
DXTrade is listed as a platform option in the help centre. Traders should check availability during checkout and test the shared demo account before selecting a platform.
cTrader
cTrader is listed as a platform option in the help centre, but availability varies by region.
US Platform Restrictions
MT5 and cTrader are not available in the US. US traders should pick Match-Trader or DXTrade at checkout, as MetaQuotes software is unavailable via Funded Trading Plus in the United States.
Platform Change Admin Fee
Platform changes may be possible before the trader has started the programme or placed trades. A $25 administration fee applies for eligible platform changes. After trades have been placed, platform changes are not available.
Verdict on Trading Platforms
FTP offers several platform options, but availability depends on region and checkout selection. MT5, Match-Trader, DXTrade and cTrader are all offered, but choose carefully before placing trades, as any platform changes carry a $25 administration fee and cannot be made after trading has started.
Payments & Profit Payout
Funded Trading Plus has programme-specific reward cycles. All rewards are based on simulated trading profits.
Base Profit Split
80%
Max Profit Split
Up to 100%
Min Withdrawal
$50
Withdrawal Methods
Bank / Crypto
Payout Schedule by Programme
| Programme | First Reward | Ongoing Cycle |
|---|---|---|
| Instant Funding | Day 1 once profitable | Every 7 days |
| 1-Step Express | Day 1 once funded | Every 7 days |
| 2-Step Classic | After 10 days and once conditions are met | Every 10 days |
Profit Split by Programme
| Programme | Base Reward Split | Add-On / Scaling |
|---|---|---|
| Instant Funding | 80% | 90% add-on; up to 100% through scaling |
| 1-Step Express | 80% | 90% add-on; up to 100% through scaling |
| 2-Step Classic | 80% | 85% add-on |
Payout Processing
Withdrawal requests go through standard review and processing, which can take up to 2 business days. Most requests are processed sooner and may be paid the same day.
Withdrawal Methods
Bank Transfer
Standard withdrawal method through FTP payment partners.
Cryptocurrency
Faster processing via crypto withdrawal options.
FT+ may also reserve the right to make payments via refund to card or the original purchase method.
Verdict on Payments and Payouts
Funded Trading Plus has programme-specific reward cycles. Instant Funding and 1-Step Express allow rewards from day 1, then every 7 days, while 2-Step Classic uses a 10-day cycle. The standard split is 80%, with add-ons and scaling increasing the available split depending on programme. The minimum withdrawal is $50, and standard review/processing can take up to 2 business days.
Customer Service & Education
Funded Trading Plus now has a stronger education offering than a basic blog and YouTube setup. The Education Hub includes the FT+ Prop Trader Masterclass, Andrew Lockwood-led education, strategy resources, psychology content, mentoring options and practical prop trading training.
Customer Support
Live Chat
24/7 availability. Bot initial response followed by quick human handover. English only.
Email Support
24/7 email support with responsive turnaround times. English only.
Education Hub
Free 13-hour FT+ Prop Trader Masterclass
Structured prop-focused training course covering the full end-to-end of evaluating, getting funded, and managing a simulated-live account.
Andrew Lockwood, Head of Trader Education
Education content and walkthroughs led by Andrew Lockwood, covering prop trading strategy, risk and execution.
Trading Psychology & Beginner Education
Psychology resources, beginner training and prop trading data to help newer traders apply the rules to a specific drawdown model.
Mentoring Options
Mentoring options through the Education Hub.
Strategy Content
Strategy content including Fibonacci Retracement, Fair Value Gap, Open Range Breakout, Silver Bullet, VWAP, Head and Shoulders and Turtle-style strategies.
Verdict on Customer Service and Education
Funded Trading Plus now offers more than basic educational resources. Its Education Hub provides free structured training, prop-focused lessons and mentoring options led by Andrew Lockwood. The support setup remains 24/7 through live chat and email, while education is now a stronger pillar, adding a structured prop-focused training course including a free masterclass and Andrew Lockwood-led lessons.
Trust & Community
Simulated Trading Environment
All trading accounts are simulated evaluation accounts. No real capital is traded and no actual market orders are executed. Payouts and earnings refer to performance-based rewards from the simulated environment.
Funded Trading Plus is a simulated trading skills assessment platform. The site is operated by Acello Ltd, trading as Funded Trading Plus, while IF Pro Ltd provides the simulated trading programmes. Acello Ltd acts as the payment agent for IF Pro Ltd. Funded Trading Plus is not authorised or regulated as a broker, investment firm or financial services provider, and it does not hold, manage or invest customer funds.
Operator
Acello Ltd
Programme Provider
IF Pro Ltd
Trustpilot
4.4 / 5
Reviews
2,625
Trading Community
The firm maintains an active online presence across various social media platforms. On Facebook, it has over 22,000 likes, and on Twitter/X, it has more than 31,500 followers. Their Discord community is particularly active, with over 48,900 members, creating a space where traders can discuss strategies, share experiences, and support one another.
48,900+
Discord Members
31,500+
Twitter/X Followers
22,000+
Facebook Likes
TrustPilot Customer Reviews
4.4/5
TrustScore
Based on 2,625 reviews on Trustpilot. This rating is one of the higher scores among prop trading firms, reflecting a generally positive customer experience.
Restricted Jurisdictions
Funded Trading Plus does not offer its programmes to residents of the following jurisdictions: Belarus, Crimea, Russia, Afghanistan, North Korea, Myanmar, Cuba, Syria, Iran, Central African Republic, Democratic Republic of Congo, Guinea, Guinea-Bissau, Haiti, Libya, Nicaragua, Somalia, South Sudan, Sudan, Venezuela, Yemen, Zimbabwe, Burundi, Chad, Congo Republic, Eritrea, Liberia, Papua New Guinea, Vietnam and Vanuatu.
US Platform Note
MetaQuotes software, including MT5, is unavailable via Funded Trading Plus in the United States.
Verdict on Trust and Community
Funded Trading Plus is a simulated trading skills assessment platform, not a broker or regulated financial services provider. The Trustpilot score is 4.4/5 from 2,625 reviews, and the Discord community of 48,900+ members reflects strong engagement. Acello Ltd operates the site as payment agent, while IF Pro Ltd provides the simulated programmes.
Overall Score for Funded Trading Plus
Funded Trading Plus offers three current simulated funding routes: Instant Funding, 1-Step Express and 2-Step Classic. Instant Funding skips the evaluation, 1-Step Express uses a single 10% target, and 2-Step Classic now uses 7% and 7% targets with static drawdown, a consistency score and a Symbol Loss Limit. All accounts are simulated, and rewards are based on simulated trading performance.
The key strengths are programme choice, day-1 reward access on Instant and 1-Step accounts, scaling up to $2.5 million as standard, and up to $5 million with the enhanced scaling add-on on eligible programmes. The Education Hub is also stronger than the current review suggests, with a free masterclass and Andrew Lockwood-led training.
The main drawbacks are still programme-specific rules, trailing drawdown on Instant and 1-Step, copy trading restrictions, and the 2-Step consistency requirements. Traders should also check platform availability at checkout, as platform access can vary by region.
Frequently Asked Questions
Data Sources
- https://www.fundedtradingplus.com/
Last reviewed 2026-07-07 · Data verified 2026-06-16