Funded Elite Review
VerifiedOur Final Verdict On Funded Elite
Funded Elite earns a 62/100 because the firm delivers strong customisation and challenge diversity across six named models, but loses significant ground on payout reliability, trust concerns, and funded-stage rules that require careful attention.
BPF Score
Trustpilot: 4.5/5
★ (562)
From $5
Challenge Types
1-step, 2-step, instant
Profit Split
95%
Challenge Fees
Starting from $5
Trading Platforms
MetaTrader 5, TradeLocker, Match-Trader
Independent Review
Our Rating
Challenges
Spreads
Markets
Payouts
Platforms
Support
Trust
Pros
- Six challenge models with fully customisable settings including profit split, leverage, drawdown, and payout interval
- Free retry available on both 2-Step + Free Retry and 1-Step + Free Retry models
- Weekend holding allowed by default on all accounts
- News trading allowed without restrictions
- Transparent and well-documented trading rules with soft-breach handling on some funded-stage violations
- Fee refund with third payout if passed without using second chance or resets
Cons
- Funded-stage risk rules and consistency checks can be strict, though some violations are soft breaches rather than instant closures
- Using second chance permanently cuts profit split to 50% for all future payouts
- Instant model starts at only 70% split on first payout before switching to chosen split
- Concerning number of payout complaints on forums and social media
- Platform restrictions differ by platform and exclude US traders entirely
- All capital is virtual — live account transition is by private invitation only
Best For
Experienced traders who want maximum flexibility in challenge configuration with adjustable profit targets, leverage, drawdown limits, and payout settings, and are comfortable managing funded-stage risk and consistency rules
Not Ideal For
Beginners, traders in restricted countries (US and others), those who need reliable and fast payouts without friction, or traders who rely on fully automated EAs trading independently
Our Take on Funded Elite
Funded Elite scores 62/100 in our 2026 review. The firm offers six challenge models — 2-Step + Free Retry, 1-Step + Free Retry, LITE 2-Step, LITE 1-Step, Instant, and Flash Activation — each with different daily drawdown limits, max drawdown options, profit targets, and payout rules. Daily drawdown varies from 3% to 5% depending on the model, and max drawdown is selectable on most accounts (ranging from 5% to 10%).
Profit split is not a standard 95%. Traders choose between 60%, 70%, 80%, or 95% at checkout. The Instant model starts with 70% on the first payout and then switches to the chosen split from the second payout onward. If second chance is used on eligible models, the profit split permanently drops to 50%.
All capital in challenge and funded accounts is virtual, not real money — profits earned from successful trading are real and paid out. Weekend holding is allowed by default, but weekend trading (opening/closing positions on weekends) requires a paid add-on. News trading is allowed without restrictions. EAs are allowed as support tools only — they must not trade independently with hidden or fully automated strategies, and hidden EA use can lead to termination.
The first payout is always after 21 days regardless of the payout interval selected at checkout (3, 7, 14, or 21 days). Crypto payouts are capped at $500 gross per cycle. Transition to a live account is not automatic — it is by private invitation after review. Accounts are terminated after 29 days without a trade. Traders can have up to 50 active challenges but total live funded allocation is capped at $400,000. All $300K accounts have a 60% consistency rule and 5 minimum trading days.
The firm is based in Latina, Italy. Platforms include MT5, TradeLocker, and Match-Trader, with restricted country lists that differ by platform.
Key Facts
| Evaluation Types | 1-step, 2-step, instant |
| Max Payout Split | 95% |
| Payout Schedule | First payout always after 21 days. Subsequent payout interval selectable at checkout: 3, 7, 14, or 21 days. Instant model starts at 70% split on first payout, then switches to chosen split from second payout onward. If second chance is used, profit split permanently becomes 50%. |
| First Payout | After 21 days |
| Daily Drawdown | — |
| Max Drawdown | — |
| Platforms | MetaTrader 5, TradeLocker, Match-Trader |
| News Trading | Allowed |
| Weekend Holding | Allowed |
| Copy Trading | Allowed |
| Expert Advisors (EAs) | — |
| Trustpilot | 4.5/5 (562 reviews) |
Consistency Rule
3 profitable trading days required with profit/loss of 0.5% of account size (Instant and Flash Activation funded stage). Flash Activation funded stage adds 30% daily consistency rule. All $300K accounts have 60% consistency rule plus 5 minimum trading days. Risk limit: no more than half of daily loss limit on a single asset on the same day (funded stage only). Lot size changes monitored for consistency compliance.
Challenge Accounts
Funded Elite offers six challenge models — 2-Step + Free Retry, 1-Step + Free Retry, LITE 2-Step, LITE 1-Step, Instant, and Flash Activation — each with different daily drawdown limits, max drawdown options, profit targets, and payout rules. All capital in challenge and funded accounts is virtual, not real money — profits earned from successful trading are real and paid out.
Funded Elite allows you to fully customise your challenge account plan on their web page. You can set scalping permissions, weekend trading add-on, leverage for FX (1:30, 1:50, or 1:100), profit split (60%, 70%, 80%, or 95%), and days between payouts (3, 7, 14, or 21 days). The first payout is always after 21 days regardless of the interval selected at checkout.
2-Step + Free Retry
Account sizes from $7K to $300K with fees starting at $41. Traditional two-step evaluation with adjustable profit targets (Step 1: 6–12%, Step 2: 5%), 5% daily drawdown (EOD-based), 5–10% selectable max drawdown (static), and free retry available.
Warning: Using the free retry permanently cuts profit split to 50% for all future payouts
1-Step + Free Retry
One-step evaluation with 3% daily drawdown and selectable max drawdown (5%/6%/8%/9%/10%). Free retry is available on this model as well.
Warning: Using the free retry permanently cuts profit split to 50% for all future payouts
LITE 2-Step
Account sizes from $5K to $300K with fees starting at just $13. Same two-step structure but with a 4% daily drawdown and 6–10% selectable max drawdown. No second chance available.
Lowest entry fees in the lineup
LITE 1-Step
One-step evaluation with 3% daily drawdown and selectable max drawdown (5%/6%/7%/8%/10%). Lower fees than the Free Retry models. No second chance available.
Budget-friendly one-step option
Instant
Account sizes from $7K to $100K with fees starting at $159. No evaluation phase — skip straight to funded trading with a fixed 3% daily drawdown (trailing), 6% max drawdown, and no profit target. Requires 3 profitable trading days with 0.5% P&L each.
First payout at 70% split, then chosen split from second payout onward
Flash Activation
Account sizes from $25K to $200K with a $5 evaluation fee. One-step evaluation with 6% profit target, 3% daily drawdown, and 6% static max drawdown. Activation fee ($159–$989) paid only after passing within 29 days.
Funded stage switches to trailing max drawdown, adds 30% daily consistency rule and 3 profitable days with 0.5% P&L
Challenge Comparison
| Feature | 2-Step + Free Retry | 1-Step + Free Retry | LITE 2-Step | LITE 1-Step | Instant | Flash Activation |
|---|---|---|---|---|---|---|
| Steps | Two Step | One Step | Two Step | One Step | None (Instant) | One Step |
| Upfront Fees | $41 – $639 | Varies | $13 – $495 | Varies | $159 – $1,489 | $5 |
| Account Sizes | $7K – $300K | Varies | $5K – $300K | Varies | $7K – $100K | $25K – $200K |
| Profit Target | Step 1: 6–12%, Step 2: 5% | Adjustable | Step 1: 6–12%, Step 2: 5% | Adjustable | None | 6% |
| Daily Drawdown | 5% (EOD) | 3% | 4% (EOD) | 3% | 3% (Trailing) | 3% |
| Max Drawdown | 5–10% (Static) | 5–10% (Selectable) | 6–10% (Static) | 5–10% (Selectable) | 6% (Trailing) | 6% (Static eval, Trailing funded) |
| Min Trading Days | 3 per step | 3 | 3 per step | 3 | 3 | 1 day (Eval), 3 days (Funded) |
| Profit Share | 60–95% | 60–95% | 60–95% | 60–95% | 70% first, then 60–95% | 60–95% |
| Free Retry | Available | Available | No | No | No | No |
1 2-Step + Free Retry
The 2-Step + Free Retry is Funded Elite's main evaluation model. Account sizes range from $7,000 to $300,000 with fees starting at $41. It uses a 5% daily drawdown (EOD-based) and a selectable static max drawdown from 5% to 10%.
Step 1 profit targets are adjustable from 6% to 12%, while Step 2 has a fixed 5% target. You can adjust leverage (for FX), profit split, maximum loss limits, and enable scalping or weekend trading at additional cost.
A free retry is available if you breach your account during evaluation, but using it permanently reduces your profit split to 50% for all future payouts.
| Account Size | One-Off Fee | Profit Target | Daily DD (EOD) | Max DD (Static) | Profit Split |
|---|---|---|---|---|---|
| $7,000 | $41 | Step 1: 6–12%, Step 2: 5% | 5% | 5–10% | 60–95% |
| $15,000 | $60 | Step 1: 6–12%, Step 2: 5% | 5% | 5–10% | 60–95% |
| $25,000 | $101 | Step 1: 6–12%, Step 2: 5% | 5% | 5–10% | 60–95% |
| $50,000 | $152 | Step 1: 6–12%, Step 2: 5% | 5% | 5–10% | 60–95% |
| $100,000 | $240 | Step 1: 6–12%, Step 2: 5% | 5% | 5–10% | 60–95% |
| $200,000 | $457 | Step 1: 6–12%, Step 2: 5% | 5% | 5–10% | 60–95% |
| $300,000 | $639 | Step 1: 6–12%, Step 2: 5% | 5% | 5–10% | 60–95% |
Second Chance Penalty
The free retry is available on both the 2-Step + Free Retry and 1-Step + Free Retry models. However, using it permanently reduces your profit split to 50% for all future payouts. This penalty applies for the lifetime of the account and cannot be reversed.
2 1-Step + Free Retry
The 1-Step + Free Retry is a one-step evaluation with a 3% daily drawdown and a selectable max drawdown of 5%, 6%, 8%, 9%, or 10%. Like the 2-Step version, a free retry is available but permanently cuts the profit split to 50%.
This model suits traders who prefer a single evaluation phase and want the safety net of a free retry, while accepting the permanent split reduction if they use it.
Same 50% Penalty
The same permanent 50% profit split penalty applies if the free retry is used on this model.
3 LITE 2-Step
The LITE 2-Step follows the same two-phase evaluation as the 2-Step + Free Retry, except with a tighter 4% daily drawdown (EOD-based) and a 6–10% selectable static max drawdown at significantly lower fees. Account sizes range from $5,000 to $300,000 with fees starting at just $13.
No second chance is available on the LITE 2-Step. If you breach your account, you will need to purchase a new challenge.
| Account Size | One-Off Fee | Profit Target | Daily DD (EOD) | Max DD (Static) | Profit Split |
|---|---|---|---|---|---|
| $5,000 | $13 | Step 1: 6–12%, Step 2: 5% | 4% | 6–10% | 60–95% |
| $10,000 | $21 | Step 1: 6–12%, Step 2: 5% | 4% | 6–10% | 60–95% |
| $15,000 | $33 | Step 1: 6–12%, Step 2: 5% | 4% | 6–10% | 60–95% |
| $25,000 | $49 | Step 1: 6–12%, Step 2: 5% | 4% | 6–10% | 60–95% |
| $50,000 | $110 | Step 1: 6–12%, Step 2: 5% | 4% | 6–10% | 60–95% |
| $100,000 | $165 | Step 1: 6–12%, Step 2: 5% | 4% | 6–10% | 60–95% |
| $200,000 | $324 | Step 1: 6–12%, Step 2: 5% | 4% | 6–10% | 60–95% |
| $300,000 | $495 | Step 1: 6–12%, Step 2: 5% | 4% | 6–10% | 60–95% |
No Second Chance
The LITE 2-Step does not include a free second chance reset. If you breach your account, you will need to purchase a new challenge.
4 LITE 1-Step
The LITE 1-Step is a one-step evaluation with a 3% daily drawdown and a selectable max drawdown of 5%, 6%, 7%, 8%, or 10%. It offers lower fees than the Free Retry models but without a second chance.
This model is designed for budget-conscious traders who want a single evaluation phase and are confident they will not need a retry.
No Second Chance
The LITE 1-Step does not include a free second chance reset.
5 Instant
The Instant model skips evaluation entirely. It uses a fixed 3% daily drawdown (trailing) and 6% max drawdown with no profit target. Account sizes range from $7,000 to $100,000 with fees starting at $159.
To request a payout, you need 3 profitable trading days with a profit/loss of at least 0.5% of your account size. The first payout starts at 70% profit split, then switches to the chosen split from the second payout onward.
| Account Size | One-Off Fee | Daily DD (Trailing) | Max DD | Min Trading Days | Profit Split |
|---|---|---|---|---|---|
| $7,000 | $159 | 3% | 6% | 3 | 70% first, then chosen |
| $15,000 | $319 | 3% | 6% | 3 | 70% first, then chosen |
| $25,000 | $419 | 3% | 6% | 3 | 70% first, then chosen |
| $50,000 | $819 | 3% | 6% | 3 | 70% first, then chosen |
| $100,000 | $1,489 | 3% | 6% | 3 | 70% first, then chosen |
Instant Model — First Payout at 70%
The Instant model starts with a 70% profit split on the first payout regardless of the split selected at checkout. From the second payout onward, the chosen split (60%, 70%, 80%, or 95%) applies. 3 profitable trading days with a profit/loss of at least 0.5% of your account size are required before each payout.
6 Flash Activation
The Flash Activation is a pay-later model with a $5 evaluation fee. Account sizes range from $25K to $200K. The one-step evaluation uses a 3% daily drawdown and 6% static max drawdown with a 6% profit target.
Once you pass, you pay the activation fee ($159–$989 depending on account size) within 29 days and begin funded trading after completing KYC.
The funded stage switches to a trailing max drawdown and adds a 30% daily consistency rule plus a requirement of 3 profitable days with 0.5% positive P&L. This is a significant rule change from the evaluation phase.
| Account Size | Evaluation Fee | Activation Fee | Profit Target | Daily DD | Max DD (Eval) | Profit Split |
|---|---|---|---|---|---|---|
| $25,000 | $5 | $159 | 6% | 3% | 6% (Static) | 60–95% |
| $50,000 | $5 | $329 | 6% | 3% | 6% (Static) | 60–95% |
| $100,000 | $5 | $499 | 6% | 3% | 6% (Static) | 60–95% |
| $200,000 | $5 | $989 | 6% | 3% | 6% (Static) | 60–95% |
Funded Stage Rule Changes
The Flash Activation funded stage switches from static to trailing max drawdown and adds a 30% daily consistency rule plus a requirement of 3 profitable days with 0.5% positive P&L. The activation fee must be paid within 29 days of passing the evaluation.
$300K Account Special Rules
All $300,000 accounts have a 60% consistency rule and require 5 minimum trading days instead of the standard 3. These additional requirements apply regardless of the challenge model selected.
Account Limits
Traders can have up to 50 active challenges at once, but total live funded allocation is capped at $400,000. Accounts are terminated after 29 days without a single trade.
Available Add-Ons
Funded Elite offers a wide set of add-ons that allow you to adjust your trading conditions, improve payout structures, or modify evaluation rules at a price.
| Add-On | Applies To | Notes |
|---|---|---|
| Profit Split Adjustment | All accounts | Choose between 60%, 70%, 80%, or 95% at checkout |
| Payout Interval | All accounts | Selectable at checkout: 3, 7, 14, or 21 days (first payout always 21 days) |
| Maximum Loss Limit | All except Instant | Selectable max drawdown varies by challenge type |
| Profit Target | All except Instant | Adjustable from 2–6% (Flash Activation) or 6–12% (others) |
| Allow Scalping | All accounts | Allows holding positions for less than 30 seconds |
| Weekend Trading | All accounts | Allows opening/closing positions on weekends (holding is already allowed by default) |
| Leverage Adjustment | All accounts (FX only) | Upgrade FX leverage from 1:30 to 1:50 (+10%) or 1:100 (+20%) |
Trading Rules
Funded Elite has a structured rule framework that applies across all challenges and funded accounts. Some funded-stage rule violations are treated as soft breaches, leading to reduced payout splits or resets rather than instant closure.
⚠ EAs & Automated Trading
EAs are allowed as support tools only — they must not trade independently with hidden or fully automated strategies. Hidden or non-communicated EA use can lead to account termination. HFT, latency arbitrage, hedging, and micro scalping are banned. Account sharing, account rolling, and IP sharing are strictly forbidden.
⚠ Copy Trading
Copy trading is permitted only between your own accounts. You cannot mirror trades from social platforms. Account sharing is forbidden and enforced with account termination.
✓ News Trading
News trading is allowed without restrictions on all accounts at all stages.
✓ Weekend Holding
Weekend holding (keeping positions open over the weekend) is allowed by default on all accounts. However, weekend trading (opening or closing positions on weekends) requires a paid add-on.
⚠ Risk Limits (Funded Stage Only)
You cannot risk more than half of your daily loss limit on a single asset on the same day. This risk limit applies in the funded stage only, not during evaluation. Lot size changes are monitored for consistency compliance.
⚠ Soft Breaches
Some funded-stage rule violations are treated as soft breaches — these do not always result in instant account closure and can lead to a reduced payout split or reset instead.
Verdict on Funded Elite Challenges
Funded Elite scores 8/10 in this category because it provides six distinct evaluation models with fully customisable settings including profit split, leverage, drawdown, and payout interval. Free retry is available on both the 2-Step and 1-Step + Free Retry models, though using it permanently cuts the profit split to 50%. The Instant model's 70% first-payout split and the Flash Activation's funded-stage rule changes (trailing DD, 30% consistency) require careful attention. Weekend holding is allowed by default, news trading is unrestricted, and the soft-breach handling on some funded-stage violations is a positive differentiator.
Commission Fees & Pricing
Funded Elite uses a straightforward pricing model built around raw spreads from 0 pips and a fixed commission structure. Forex pairs, gold, silver, and oil carry a $3 per lot per side commission. Indices, crypto, stocks, and platinum/palladium/natural gas trade with no commission fees.
Forex Commission
$3/lot/side
Spreads From
0.0 pips
Indices Commission
$0
XPD/XPT/NGAS
$0
Raw Spread Symbols (.c)
Funded Elite offers ".c" raw spread symbols (EURUSDc, GBPUSDc, USDJPYc, etc.) that route through the raw feed and typically show extremely tight pricing, often near 0.0 pips in liquid hours. The non-.c versions still use the same $3 per side commission but spreads are naturally wider.
Commission Structure by Asset Class
| Asset Class | Commission | Spread Profile |
|---|---|---|
| Forex (all pairs) | $3/lot/side | Tightest on .c symbols, wider on non-.c |
| Gold (XAU), Silver (XAG), Oil | $3/lot/side | Raw or near-raw spreads |
| Platinum (XPD), Palladium (XPT), Natural Gas | $0 | Spread-only pricing |
| Indices | $0 | Spread-only pricing |
| Crypto CFDs | $0 | Spread-only; wider in low-liquidity periods |
| Stock CFDs | $0 | Spread-only pricing |
| Futures CFDs | $0 | Spread-only pricing |
Verdict on Commission Fees & Pricing
Funded Elite scores 7/10 for its raw-style spreads, simple commission structure, and cost-effective pricing on major pairs. The $3/lot/side commission applies only to FX, gold, silver, and oil — all other instruments including indices, crypto, stocks, and platinum/palladium/natural gas trade commission-free. Some instruments can show wider spreads at off-peak times, but the core pricing remains competitive.
Financial Markets & Leverage
Funded Elite provides access to a wide set of tradable instruments covering forex, commodities, indices, crypto, stocks, and futures. Exact instrument counts have not been independently verified.
Asset Classes
7+
Metals
Gold, Silver, Platinum, Palladium
Base FX Leverage
1:30
Max FX Leverage
1:100
Available Markets
| Asset Class | Instruments |
|---|---|
| Forex | Majors, minors, and exotics |
| Metals | Gold, Silver, Platinum, Palladium |
| Indices | NAS100, GER40, S&P 500, Dow Jones, and others |
| Commodities | Oil, Natural Gas |
| Crypto CFDs | BTC, ETH, and other digital assets |
| Stock CFDs | Apple, Tesla, Amazon, Microsoft, Google, Meta, and others |
| Futures CFDs | Energy, metals, S&P, NASDAQ, currency futures |
Leverage Settings
Leverage is customisable for FX only: the base leverage is 1:30, with paid add-ons available to increase it to 1:50 (+10% fee) or 1:100 (+20% fee). Leverage for other instruments is not confirmed as customisable.
Risk Limit (Funded Stage Only)
You cannot risk more than half of your daily loss limit on a single asset on the same day. This risk limit applies in the funded stage only, not during evaluation.
Verdict on Financial Markets & Leverage
Funded Elite scores 7/10 due to its wide product range covering forex, metals, indices, commodities, crypto, stocks, and futures. The customisable FX leverage (up to 1:100) is a useful add-on. Exact instrument counts have not been independently verified. The funded-stage-only risk limit is a positive distinction from firms that apply it across all stages.
Trading Platforms
Funded Elite offers three trading platforms: MetaTrader 5 (MT5), TradeLocker, and Match-Trader. The platform access fee is included in your evaluation fee — no platform subscription charges. Restricted country lists differ by platform.
Platform Availability by Model
| Platform | 2-Step + Free Retry | 1-Step + Free Retry | LITE 2-Step | LITE 1-Step | Instant | Flash Activation |
|---|---|---|---|---|---|---|
| MetaTrader 5 | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| TradeLocker | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Match-Trader | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
MetaTrader 5 (MT5)
MT5 is available for all six models and offers the industry standard trading environment with indicators, Expert Advisor compatibility (as support tools only), and robust execution tools. It supports forex, metals, indices, commodities, crypto CFDs, and selected stock CFDs.
TradeLocker
TradeLocker is a browser-based, mobile-friendly trading platform with indicators, drawing tools, and standard order types. It supports forex, metals, indices, commodities, crypto, and CFD futures.
Match-Trader
Match-Trader is available for all six models and provides a web-based trading platform with a focus on simplicity and ease of use. It has its own restricted country list that differs from MT5 and TradeLocker.
Platform Restrictions
Restricted country lists differ by platform. MT5 and TradeLocker are restricted in the US, Cuba, Iran, Iraq, Lebanon, Libya, North Korea, Syria, Somalia, Algeria, Crimea, Donetsk, and Luhansk regions. Match-Trader has its own restricted country list per the FAQ. US traders are excluded from all platforms.
Verdict on Trading Platforms
Funded Elite scores 5/10 in this category due to its support for three platforms — MT5, TradeLocker, and Match-Trader — which cover major markets and instruments. EAs are allowed as support tools only on MT5. The restricted country lists differ by platform and exclude US traders entirely, which limits global accessibility.
Payments & Profit Payout
Profit split is not a standard 95%. Traders choose between 60%, 70%, 80%, or 95% at checkout. The Instant model starts with 70% on the first payout, then switches to the chosen split from the second payout onward. If second chance is used on eligible models, the profit split permanently drops to 50%.
Profit Split
60/70/80/95%
First Payout
Always 21 days
Subsequent Cycles
3, 7, 14, or 21 days
Crypto Max
$500 gross/cycle
Payment Methods
Funded Elite processes all payments via a third-party system called Rise that supports debit and credit cards (Visa/Mastercard), PayPal, bank transfers, wire transfers, and crypto payments (max $500 gross per payout cycle) via Confirmo.net.
All capital in challenge and funded accounts is virtual, not real money. The profits you earn from successful trading are real and paid out. Transition to a live account is not automatic — it is by private invitation only after review.
Payout Structure
| Detail | Description |
|---|---|
| First Payout | Always after 21 days, regardless of the interval selected at checkout |
| Subsequent Payouts | Follow the interval selected at checkout: 3, 7, 14, or 21 days |
| Profit Split | Selectable at checkout: 60%, 70%, 80%, or 95% |
| Instant Model Split | 70% on first payout, then chosen split from second payout onward |
| Second Chance Penalty | If used, profit split permanently drops to 50% for all future payouts |
| Fee Refund | If passed without using second chance or resets, the initial fee is refunded with the third payout |
| Crypto Cap | $500 gross per payout cycle via Confirmo.net |
| Funded Allocation Cap | Total live funded allocation capped at $400,000 |
| Processing | Via Rise payment system (bank, PayPal, crypto) |
Payout Concerns
Despite the flexibility, there is a concerning number of negative experiences found on forums and social channels where traders report delayed or missing payouts. While Trustpilot shows a 4.5/5 rating, payout reliability remains a significant factor to consider before choosing Funded Elite.
Verdict on Payments & Profit Payout
Funded Elite scores 4/10 due to the selectable profit split options and flexible payout intervals. The fee refund with the third payout is a positive feature. However, the first payout always being 21 days regardless of interval, the Instant model's 70% first-payout penalty, the permanent 50% split when using second chance, the $500 crypto cap, and the concerning volume of payout complaints all reduce the score significantly.
Customer Service & Education
Funded Elite offers support through a ticket system, 24/7 email assistance, and a structured knowledge base covering account rules, trading conditions, payouts, and platform details. They have clear and well-documented web documentation for evaluation rules, add-ons, trading conditions, and platform setup.
24/7 Email Support
Ticket-based system with email assistance available around the clock. Response times are predictable based on our testing.
Knowledge Base
Structured help center with articles on rule enforcement, activation fees, account setup, and platform configuration.
Educational Resources
The educational resources include guides covering topics like consistency rules, floating loss calculations, max daily drawdown logic, and platform configuration. However, Funded Elite does not offer formal courses or mentorship programmes.
Limited Education
While the help center and documentation are thorough for rule explanations and account setup, Funded Elite does not provide interactive educational content, formal courses, webinars, or mentorship. Traders looking for learning resources should seek these elsewhere.
Verdict on Customer Service & Education
Funded Elite scores 6/10 for its help center and 24/7 email support. The documentation covers all six challenge models, trading rules, and account types with clear explanations. Compared to other prop firms, Funded Elite offers fast technical support and clear rule documentation, but the lack of courses and interactive educational content reduces the score.
Trust & Community
Based in Latina, Italy, Funded Elite operates with virtual trading capital — all capital in challenge and funded accounts is virtual, not real money. Profits earned from successful trading are real and paid out. Transition to a live account is by private invitation only after review.
Trustpilot Reviews
4.5/5
TrustScore
Based on 562 reviews on Trustpilot. Feedback commonly refers to the user-friendly system, customisable challenges, clear rules, and polite customer support.
Positive Feedback
- ✓ Fast payouts reported by many users
- ✓ Clear and well-documented rules
- ✓ Customisable challenge settings across six models
- ✓ Polite and responsive customer support
Negative Feedback
- ✗ Delayed or missing payouts on forums
- ✗ Scam allegations on social channels
- ✗ Country restrictions exclude many traders (incl. US)
- ✗ Some report promises not honoured
Trust Signals
✓ Trustpilot Rating
4.5/5 with 562 reviews on Trustpilot. Primarily favourable reviews mentioning customisable challenges and clear rules.
✓ Licensed Platforms
Offers MT5, TradeLocker, and Match-Trader. Platform access is legitimate and included in the evaluation fee.
✓ Transparent Documentation
Well-documented trading rules with clear explanations of soft-breach handling, drawdown types, and payout conditions across all six models.
⚠ Virtual Capital
All capital in challenge and funded accounts is virtual, not real money. Profits earned are real and paid out. Transition to a live account is by private invitation only after review — not automatic.
✗ Payout Reputation
Significant negative feedback on forums and social media about delayed or missing payouts, undermining the otherwise positive Trustpilot presence.
⚠ Based in Italy
Based in Latina, Italy. Prop trading firms are generally not regulated entities, though the Italian base provides more operational visibility than offshore jurisdictions.
✗ Country Restrictions
Traders in the US and several other countries are prohibited from using the platform. Restricted country lists differ by platform (MT5, TradeLocker, and Match-Trader each have their own list).
Verdict on Trust & Community
Funded Elite scores 5/10 because of its clear public documentation and transparent rule sets, which are significantly undermined by unfavourable reviews on forums and social channels about payout reliability. The Italy base provides more operational visibility than offshore jurisdictions, but all capital is virtual with live accounts available by invitation only. Country restrictions (including all US traders) and mixed public perception prevent a higher score.
Our Final Verdict On Funded Elite
Funded Elite earns a 62/100 because the firm delivers strong customisation and challenge diversity across six named models, but loses significant ground on payout reliability, trust concerns, and funded-stage rules that require careful attention.
The six models — 2-Step + Free Retry, 1-Step + Free Retry, LITE 2-Step, LITE 1-Step, Instant, and Flash Activation — cover a wide range of trading styles and budgets. Daily drawdown varies from 3% to 5% depending on the model, and max drawdown is selectable on most accounts. Profit split is not a standard 95% — traders choose between 60%, 70%, 80%, or 95% at checkout, and the Instant model starts at 70% on the first payout before switching to the chosen split. Using the free retry on eligible models permanently reduces the profit split to 50%.
All trading capital is virtual, not real money — profits earned are real and paid out. Weekend holding is allowed by default, but weekend trading requires a paid add-on. News trading is allowed without restrictions. EAs are permitted as support tools only and must not trade independently. The risk limit restricting exposure to half the daily loss limit on a single asset applies in the funded stage only. Some funded-stage rule violations are treated as soft breaches, leading to reduced payout splits or resets rather than instant closure.
The first payout is always after 21 days regardless of the interval chosen. The fee refund is tied to payouts — if traders pass without using second chance or resets, the initial fee is refunded with the third payout. Crypto payouts are capped at $500 gross per cycle. Live account transition is by private invitation only after review. Accounts are terminated after 29 days of inactivity, and total live funded allocation is capped at $400,000.
The firm is based in Latina, Italy and offers MT5, TradeLocker, and Match-Trader, with restricted country lists that differ by platform. While Trustpilot shows a 4.5/5 rating, a concerning number of negative experiences on forums describe delayed or missing payouts.
Frequently Asked Questions
Data Sources
- https://fundedelite.com
Last reviewed 2026-03-11 · Data verified 2026-03-11