FTMO Review
VerifiedEst. 2015 · CZ · 100K+ Discord
Final Verdict on FTMO
FTMO offers two evaluation products — FTMO Challenge: 2-Step and FTMO Challenge: 1-Step — with fees starting from €89 for the $10,000 2-Step challenge. All FTMO Challenge accounts are simulated accounts with fictitious funds, and trading is not in real financial instruments. FTMO is an educational and technology-driven company, not a broker.
BPF Score
Trustpilot: 4.8/5
★ (39,703)
From $89
Challenge Types
1-step, 2-step
Profit Split
90%
Challenge Fees
Starting from $89
Trading Platforms
MT4, MT5, cTrader
Independent Review
Our Rating
Challenges
Spreads
Markets
Payouts
Platforms
Trust
Pros
- Two evaluation products (1-Step and 2-Step)
- Scaling Plan up to $2,000,000
- Up to 90% reward split
- Four platform choices (MT4, MT5, cTrader, DXtrade)
Cons
- Minimum trading days required
- 1-Step Best Day Rule (50% cap)
- 1-Step uses trailing max loss
Best For
Traders who want either a 1-Step or 2-Step evaluation, automatic scaling, and access to a wide range of platforms and educational resources
Not Ideal For
Traders who need higher initial account sizes beyond $200K before scaling, or those uncomfortable with the 1-Step trailing drawdown and Best Day Rule
Our Take on FTMO
FTMO is an educational and technology-driven company established in 2015, offering simulated trading environments through its structured evaluation process. FTMO now offers two evaluation products — FTMO Challenge: 2-Step and FTMO Challenge: 1-Step. All FTMO Challenge accounts are simulated accounts with fictitious funds, and trading is not in real financial instruments.
2-Step rewards start at 80%, with 90% available through the Scaling Plan. 1-Step pays 90% on the FTMO Account. Fees start from €89 for the $10,000 2-Step challenge, and traders can reach a maximum FTMO Account allocation of $400,000 before scaling, with the Scaling Plan growing up to $2,000,000.
Key Facts
| Evaluation Types | 1-step, 2-step |
| Max Payout Split | 90% |
| Payout Schedule | Bi-weekly |
| First Payout | After 14 days |
| Daily Drawdown | 5% |
| Max Drawdown | 10% |
| Platforms | MT4, MT5, cTrader, DXtrade |
| News Trading | Allowed |
| Weekend Holding | Allowed |
| Copy Trading | Not Allowed |
| Expert Advisors (EAs) | Allowed |
| Trustpilot | 4.8/5 (39,703 reviews) |
Consistency Rule
1-Step Best Day Rule: most profitable day cannot exceed 50% of Positive Days' Profit when passing the challenge or qualifying for a reward.
Challenge Accounts
FTMO now offers two evaluation products — FTMO Challenge: 2-Step and FTMO Challenge: 1-Step. All FTMO Challenge accounts are simulated accounts with fictitious funds, and trading is not in real financial instruments. FTMO is an educational and technology-driven company offering simulated trading environments, not a broker.
Current entry pricing starts at €89 for the $10,000 2-Step challenge. The FTMO Challenge fee is a one-time refundable fee — you receive a 100% refund of your initial fee with your first reward withdrawal.
2-Step Challenge Fees
| Account Size | Challenge Fee |
|---|---|
| $10,000 | €89 |
| $25,000 | €250 |
| $50,000 | €345 |
| $100,000 | €439 |
| $200,000 | €1,080 |
Evaluation Products
1 FTMO Challenge: 2-Step
The 2-Step evaluation consists of the FTMO Challenge (Phase 1) and Verification (Phase 2). The trading period is unlimited, with a minimum of 4 trading days per phase. Max Daily Loss is 5% of initial balance and resets daily from midnight CE(S)T account balance context. Max Loss is 10% of initial balance.
Phase 1 Target
10%
Phase 2 Target
5%
Max Daily Loss
5%
Max Loss
10%
On the FTMO Account, 2-Step rewards start at 80% and can increase to 90% through the Scaling Plan.
2 FTMO Challenge: 1-Step
The 1-Step evaluation is a single-phase challenge. The Maximum Daily Loss is 3% and the Maximum Loss is 10%, calculated as a trailing-style drawdown based on the highest end-of-day balance or initial balance, whichever is higher. Minimum 4 trading days required.
The 1-Step includes a Best Day Rule: the most profitable day cannot exceed 50% of Positive Days' Profit when passing the challenge or qualifying for a reward.
Profit Target
10%
Max Daily Loss
3%
Max Loss (Trailing)
10%
Best Day Rule
50% cap
On the FTMO Account for 1-Step, the reward is 90% of simulated profits.
Account Types: Standard vs Swing
Both 1-Step and 2-Step challenges offer Standard and Swing account types. These determine the trading conditions on the FTMO Account, not during the evaluation phase.
| Condition | Standard | Swing |
|---|---|---|
| Overnight Holding (FTMO Account) | ✗ | ✓ |
| Weekend Holding (FTMO Account) | ✗ | ✓ |
| News Trading (FTMO Account) | ✗2-min rule | ✓ |
| During Evaluation | These restrictions do not apply during evaluation | |
Important: Overnight, weekend, and news restrictions apply only to the Standard account type and only once on the FTMO Account, not during the evaluation phase. The 1-Step evaluation allows news trading freely during macroeconomic releases. Swing accounts have no overnight, weekend, or news restrictions at any stage.
Scaling Plan
FTMO's Scaling Plan increases account balance by 25% per scale-up. To qualify, traders must complete a minimum 4-month cycle, achieve at least 10% total net simulated profit in the 4-month trading window, have at least 2 rewards processed, and maintain a positive balance at time of scale-up.
Traders can reach a maximum FTMO Account allocation of $400,000 before scaling. The Scaling Plan can grow accounts up to $2,000,000. 2-Step rewards start at 80% and the Scaling Plan upgrades to 90%.
Scale-Up Amount
25%
Min Cycle
4 months
Max Allocation
$2,000,000
Max Reward Split
90%
Other Rules
News Trading Restriction (Standard FTMO Account only)
Cannot open or close trades on targeted instruments within 2 minutes before or after high-impact news releases. This applies only to the Standard account type on the FTMO Account, not during evaluation. Swing accounts are exempt.
Trade Access
Only the client may access and perform simulated trades. Third parties cannot trade for you or manage your account.
Phase Evaluation
FTMO will not evaluate a phase until all simulated trades and pending orders are closed.
Multiple Accounts
The total Initial Simulated Capital across accounts held by you or affiliated parties cannot exceed $400,000 during the evaluation process.
Automation
FTMO platforms support automation tools such as EAs on supported platforms, but trading remains subject to FTMO's forbidden trading practices and risk management rules.
Simulated environment: All FTMO Challenge accounts are simulated accounts with fictitious funds. Trading is not in real financial instruments. FTMO is an educational and technology-driven company, not a broker.
Verdict on FTMO Challenges
FTMO offers two evaluation products — 1-Step and 2-Step — with fees starting from €89 for the $10,000 2-Step challenge. The 2-Step provides an unlimited trading period with standard drawdown rules, while the 1-Step uses a tighter 3% daily loss limit, trailing max loss, and the Best Day Rule. Account flexibility comes from Standard vs Swing conditions, and the Scaling Plan can grow accounts up to $2,000,000.
Commission Fees & Pricing
FTMO offers RAW spreads across its trading platforms. All FTMO Challenge accounts are simulated accounts with fictitious funds, and the trading environment is designed to provide competitive execution conditions.
Commission Structure
The official FTMO Symbols page shows a commission of $5.000 on listed forex pairs. Commission rates may vary by instrument and should be verified against the current official symbol specifications on the FTMO Symbols page before trading.
Note: Specific spread and commission figures should be verified against the current official FTMO Symbols page, as these may change over time.
Verdict on Spreads & Commissions
FTMO provides RAW spreads with commission-based pricing. Traders should check the official FTMO Symbols page for the latest spread and commission details on specific instruments. FTMO scored 8/10 for spreads.
Financial Markets & Leverage
FTMO provides access to multiple asset classes. The official FTMO Symbols page lists Forex, Indices, Crypto, and Commodities, with platform descriptions also referring to multi-asset access including stocks and bonds.
Forex
Major, minor, and exotic currency pairs available for trading.
Indices
Global indices including major benchmarks like US30, GER40, and UK100.
Commodities
Precious metals and energy products including gold, silver, and crude oil.
Cryptocurrencies
Crypto pairs including BTC/USD and ETH/USD.
Stocks & Bonds
Additional asset classes available on supported platforms. Check the official FTMO Symbols page for the current list of available instruments.
Note: Specific instrument counts and leverage figures should be verified against the current official FTMO challenge setup page, as these may change between products and account types.
Verdict on Markets
FTMO provides access to a diverse range of asset classes including forex, indices, commodities, crypto, stocks, and bonds across four trading platforms. FTMO scored 8/10 for markets.
Trading Platforms
FTMO offers four trading platforms: MetaTrader 4 (MT4), MetaTrader 5 (MT5), cTrader, and DXtrade. Each platform offers unique features tailored to different trading needs.
MetaTrader 4 (MT4)
The most popular forex trading platform globally. Supports automated trading via Expert Advisors (EAs) with over 15,000 available. Includes 30 built-in indicators, 9 timeframes, and 24 analytical objects (Fibonacci, Gann tools). Available on desktop, web, and mobile.
MetaTrader 5 (MT5)
Enhanced version with 38 built-in indicators, 21 timeframes, 44 analytical objects, an economic calendar, and real-time market news. Suitable for trading a wider range of asset classes. Available on desktop, web, and mobile.
cTrader
Multi-asset platform known for advanced trading features and intuitive interface. Offers Depth of Market (DOM), algorithmic trading through cBots, comprehensive backtesting, and one-click trading. Available on desktop, web, and mobile.
DXtrade
Multi-asset platform with advanced charting tools, risk management systems, and order management capabilities. Known for flexibility and a modern, user-friendly interface. Web-only — no desktop or mobile application.
Verdict on Trading Platforms
FTMO's platform offering of MT4, MT5, cTrader, and DXtrade ensures that traders have access to a wide range of tools and features, regardless of their trading style or experience level. FTMO scored 9/10 for platforms.
Payments & Profit Payout
FTMO provides a variety of payment options and flexible reward structures. FTMO calls its payouts "rewards" — all rewards are based on simulated profits from fictitious funds.
2-Step Reward
80% → 90%
1-Step Reward
90%
First Reward After
14 days
Processing Time
Avg 8 hours
Reward Structure
Rewards are processed on a bi-weekly basis. Traders can request a reward after 14 days from the first trade. The average processing time is stated as 8 hours on the Scaling Plan page.
2-Step rewards start at 80% of simulated profits. Through the Scaling Plan, this increases to 90%.
1-Step rewards are 90% of simulated profits on the FTMO Account.
The FTMO Challenge fee is a one-time refundable fee — you receive a 100% refund of your initial fee with your first reward withdrawal.
Payment Methods
Visa / Mastercard
Bank Transfer
Skrill
Nuvei (Google/Apple Pay)
Crypto (BTC, ETH, USDC)
Verdict on Rewards & Payouts
FTMO provides flexible reward structures with bi-weekly processing and an average 8-hour turnaround. The 1-Step product offers 90% from the start, while 2-Step traders can scale from 80% to 90%. Multiple payment methods including crypto are supported. FTMO scored 8/10 for payouts.
Customer Service & Education
FTMO offers strong support and educational resources to assist traders at every stage of their journey. FTMO states support in 20 languages.
Customer Support
FTMO provides 24/7 customer support through Live Chat, WhatsApp, and Email. Phone support is also listed separately. The team covers 20 languages including Arabic, Czech, Spanish, French, German, Hebrew, Italian, Japanese, Polish, Portuguese, Russian, Serbian, Swahili, Tagalog, Turkish, Ukrainian, English, Vietnamese, and more.
Live Chat
Phone
Educational Resources
FTMO's educational material covers a wide range of topics from trading strategy and psychology to market analysis.
Trading Academy
Video content segmented into Beginner, Trading Platforms, and Trading Tips categories. Freely accessible on YouTube with FTMO Interviews featuring stories from top funded traders.
Proprietary Trading Apps
Account MetriX for tracking progress, Account Analysis for trade breakdowns, Statistical App for weekly market overview, Mentor App for money management and discipline, and Equity Simulator for strategy forecasting.
Performance Coaches
Psychology-major performance coaches who assist with trading discipline and self-confidence. Available to FTMO Account holders.
Blog & Written Content
Categories including FTMO Traders Analysis, Traders Q&A, Trading Psychology, and promotional insights.
Verdict on Customer Service & Education
FTMO provides excellent educational resources and solid customer support. Their comprehensive materials, combined with 24/7 customer service in 20 languages and performance coaching, make FTMO a standout choice for traders seeking both support and continuous learning.
Trust & Community
FTMO has an 'Excellent' ranking on Trustpilot, scoring 4.8 stars with approximately 39,700 reviews. Established in 2015 in Prague, Czech Republic, FTMO is one of the most established prop firms in the industry with over 3.5 million customers worldwide.
FTMO TrustPilot Score
4.8/5
Excellent
FTMO has an Excellent Trustpilot rating with approximately 39,700 reviews. The overwhelmingly positive sentiment and established track record since 2015 make FTMO one of the most trusted prop firms in the industry.
Social Media
FTMO has a significant social media following. The content focuses on trading advice, education, and humour — providing valuable insights and learnings rather than flashy displays of wealth.
519K
400K
YouTube
266K
133.9K
Twitter/X
Community
FTMO has a Discord community of over 100,000 members alongside various unofficial Facebook groups full of activity and engaged traders sharing insights. FTMO also offers a 'Chat with Charts' section on their portal for sharing trade ideas and analysis.
About FTMO: FTMO is an educational and technology-driven company offering simulated trading environments, not a broker. All FTMO Challenge accounts are simulated accounts with fictitious funds. FTMO's 2025 company history mentions a strategic partnership with OANDA for US expansion.
Verdict on Trust & Community
FTMO scores full marks for trust thanks to its Excellent Trustpilot rating with approximately 39,700 reviews, transparent operations since 2015, 3.5M+ customers worldwide, and easy contactability via phone, email, WhatsApp, and live chat. The 100K+ Discord community and strong social media presence further reinforce FTMO's position as one of the most trusted prop firms in the industry. FTMO scored 9/10 for trust.
Final Verdict on FTMO
FTMO offers two evaluation products — FTMO Challenge: 2-Step and FTMO Challenge: 1-Step — with fees starting from €89 for the $10,000 2-Step challenge. All FTMO Challenge accounts are simulated accounts with fictitious funds, and trading is not in real financial instruments. FTMO is an educational and technology-driven company, not a broker.
The 2-Step has a 10% then 5% profit target structure with 5% max daily loss and 10% max loss, both based on initial balance. The 1-Step has a 10% profit target with 3% max daily loss and a trailing 10% max loss based on the highest end-of-day balance or initial balance (whichever is higher), plus a Best Day Rule where the most profitable day cannot exceed 50% of Positive Days' Profit.
Rewards are processed on a bi-weekly basis, and traders can request a reward after 14 days from the first trade. 2-Step rewards start at 80% and scale to 90%; 1-Step rewards are 90% on the FTMO Account. The Scaling Plan requires a minimum 4-month cycle with at least 10% total net simulated profit and at least 2 rewards processed, growing accounts by 25% per scale-up to a maximum of $2,000,000. Current flexibility is based on 1-Step vs 2-Step, plus Standard vs Swing conditions where relevant.
Frequently Asked Questions
Data Sources
- https://ftmo.com/en/trading-objectives/
- https://ftmo.com/en/faq/
- https://ftmo.com/en/symbols/
- https://ftmo.com/en/scaling-plan/
Last reviewed 2026-03-10 · Data verified 2026-03-10