BrightFunded Review
VerifiedEst. 2023 · NL
Final Verdict on BrightFunded
BrightFunded earnt a high overall score of 95/100 with a solid offering across the board. Challenges received a 10/10 thanks to a clear two step evaluation, high profit payouts, and a great loyalty program. Payments and payouts, as well as markets and leverage, also earnt perfect 10s.
Challenge Types
2-step
Profit Split
100%
Challenge Fees
Starting from $55
Trading Platforms
cTrader, DXTrade, MT5
Independent Review
Our Rating
Challenges
Spreads
Markets
Payouts
Platforms
Trust
Pros
- Up to 100% profit split
- Unlimited scaling plan
- 35 crypto markets
- Trade2Earn loyalty program
Cons
- Simulated trading environment
- Higher fees for some add-ons
- Withdrawals in EUR (bank) or USDC (crypto) only
Best For
Traders who want unlimited scaling, up to 100% profit splits, and a loyalty program that rewards all trading activity
Not Ideal For
Traders who prefer a broker-backed firm or need a wider range of withdrawal options
Our Take on BrightFunded
BrightFunded is one of the top rated prop firms we've reviewed, scoring 95/100 overall. It has a two step challenge with great customisations, profit splits to 100%, unlimited scaling, and a loyalty program that means you are always earning redeemable tokens, plus they've just introduced MT5 on top of cTrader and DXTrade.
BrightFunded received one of the higher scores of 95/100 because the prop firm gives you a few features you won't find anywhere else. This includes an unlimited scaling plan (ie grow your account as much as you want) and a trader loyalty program where you earn tokens for any trading activity, not just successful trades. Tokens can be redeemed for things like free evaluations or higher profit splits, meaning all time you spend trading is improving your experience.
Key Facts
| Evaluation Types | 2-step |
| Max Payout Split | 100% |
| Payout Schedule | Monthly (bi-weekly/weekly with add-ons) |
| First Payout | After 30 days |
| Daily Drawdown | 5% |
| Max Drawdown | 10% |
| Platforms | cTrader, DXTrade, MT5 |
| News Trading | Allowed |
| Weekend Holding | Allowed |
| Copy Trading | Not Allowed |
| Expert Advisors (EAs) | Allowed |
 Trustpilot | 4.4/5 (undefined reviews) |
Current Offers
20% Off All Challenge Fees
Use code at checkout for 20% discount on any BrightFunded challenge.
Challenge Accounts
To get a BrightFunded trading account you need to work through a traditional two step evaluation process. They keep things simple with just one model with a default 80% profit share, but you can choose an account size between $5K and $200K, with fees ranging from €55 to €975 without addons.
The rules are easy to follow — in Step 1 you need to reach an 8% profit target, then Step 2 it drops to 5%. At both steps risk requirements are the same, with a 5% daily drawdown and 10% overall. The daily permitted loss (5%) is calculated from the highest balance or equity recorded at end of day (EOD high-watermark) for new accounts. At step 1 and 2 you'll need to trade for a minimum of 5 days unless you buy the add-on, and each trade must stay open for at least 1 minute to count as a trading day. There's no maximum days or time limit.
BrightFunded does let you trade news during the evaluation, with no restrictions, which is a massive perk not offered by many prop firms. But it is worth noting once you become a funded trader (Funded Star Account), there is a 10-minute window (5 minutes before and 5 minutes after) around significant news events where trading is prohibited.
Challenge Accounts
| Account Size | Challenge Fee | Phase 1 Target | Phase 2 Target | Max Daily Loss | Max Total Drawdown |
|---|---|---|---|---|---|
| $5,000 | €55 | 8% ($400) | 5% ($250) | 5% ($250) | 10% ($500) |
| $10,000 | €95 | 8% ($800) | 5% ($500) | 5% ($500) | 10% ($1,000) |
| $25,000 | €195 | 8% ($2,000) | 5% ($1,250) | 5% ($1,250) | 10% ($2,500) |
| $50,000 | €295 | 8% ($4,000) | 5% ($2,500) | 5% ($2,500) | 10% ($5,000) |
| $100,000 | €495 | 8% ($8,000) | 5% ($5,000) | 5% ($5,000) | 10% ($10,000) |
| $200,000 | €975 | 8% ($16,000) | 5% ($10,000) | 5% ($10,000) | 10% ($20,000) |
Evaluation
2-Step
Phase 1 Target
8%
Phase 2 Target
5%
Daily Drawdown
5%
Max Drawdown
10%
Min Trading Days
5 Days
Max Trading Days
Unlimited
Profit Split
80% → 100%
15% Evaluation Profit Bonus
A 15% bonus of your combined Phase 1 and Phase 2 profits is added to the starting balance of your Funded Star Account once you reach 10% growth. This rewards strong evaluation performance with additional funded capital.
Inactivity Rule
Accounts are deactivated after 30 calendar days of inactivity. To reset the inactivity timer, a trade must stay open for at least 1 minute (60 seconds).
Paid Add-Ons
If you want to customise your funded account, BrightFunded offers one of the best selections of paid addons available. You can modify your profit payouts, evaluation process, and fees:
| Add-On | Fee Increase | Description |
|---|---|---|
| Weekly Payouts | 25% | Get paid every 7 days instead of monthly |
| Bi-Weekly Payouts | 15% | Get paid every 14 days instead of monthly |
| 100% Fee Refund | 10% | Full challenge fee refunded once funded |
| 90% Profit Split | 20% | Start with 90% split instead of default 80% |
| No Min Trading Days | 15% | Remove the 5-day minimum trading requirement |
| Swap Free Account | 10% | No overnight swap charges on positions |
Unlimited Scaling Plan
One of BrightFunded's best features is their unlimited scaling plan for funded traders. Every 4 months you can increase your account size by 30% of the original amount as long as you've been consistently trading.
Scaling Qualification Criteria
- Profitable in at least 2 out of 4 months
- Combined profit of 10% over the 4-month period
- Completed two profit payouts
- Finish the period in a positive or breakeven balance
No Cap + 100% Profit Split
What makes the scaling plan so good is there's no cap — you can continue growing your account long term. Plus, once you hit your third scale up, you are rewarded with a 100% profit split.
Trade2Earn Loyalty Program
BrightFunded's Trade2Earn program is another reason why they scored a perfect 10/10 for challenges. Instead of only rewarding profitable trades, you earn tokens for every trade you place, no matter the outcome.
These tokens add up automatically in your dashboard based on your trading volume, and you can redeem them for:
Free Evaluations
Higher Profit Splits
Lower Profit Targets
Increased Drawdown
Double Challenges
Discounts
Verdict on BrightFunded Challenges
BrightFunded scored a perfect 10 here because their evaluation process is simple and clear, the rules are fair, and there's no time limit. Plus, you can fully customise your funded account with the biggest range of add-ons we've seen, and the unlimited scaling plan and loyalty program add more long term value than any prop firm we've reviewed.
Commission Fees & Pricing
When we tested BrightFunded's evaluation process and funded accounts we were pleasantly surprised with their spreads and fees. Despite being an independent prop firm that isn't broker backed, it's just as competitive with forex spreads from 0 pips, and usually averaging 0.1 pips.
For crypto, Bitcoin spreads start as low as $0.1 and average about $1, which is far better than the $5 to $10 crypto spreads you'll find at other firms. Other popular digital assets like Ethereum also come in tight, and indices and commodities follow suit, with pricing aggregated from sources like S&P, Nasdaq, ICE, and FTSE to mirror real time market conditions.
EUR/USD Spread
From 0 pips
BTC Spread
From $0.1
Average Forex
0.1 pips
Average BTC
~$1
Commission Fees
| Asset Class | Commission |
|---|---|
| Forex | $3 per lot per side |
| Crypto | 0.024% of trading volume |
| Commodities | 0.0010% of trading volume |
| Indices | No commission (in spread) |
This straightforward fee model aligns with or just below industry standards. For instance, the industry average commission fee is $3.50, and BrightFunded is just below this at $3 per side for foreign exchange.
Verdict on Commissions & Pricing
BrightFunded scored 9/10 for pricing because their spreads on major forex pairs and crypto are some of the best in the industry, and commissions are both predictable and fair.
Financial Markets & Leverage
BrightFunded has one of the wider product ranges we've seen from an independent prop firm, with crypto market access being one of their best features.
Markets & Leverage
| Asset Class | Instruments | Max Leverage | Notes |
|---|---|---|---|
| Forex | 49 pairs | 100:1 | Majors, minors, and exotics |
| Commodities | Gas, Oil, Metals | 1:40 | Including gold and silver |
| Indices | Global indices | 1:20 | No commission fees |
| Crypto | 35 assets | 5:1 | BTC, ETH, SOL, meme coins & altcoins |
You can trade forex pairs, indices, commodities, and a massive selection of crypto products, each with decent leverage. Crypto leverage at 5:1 is above the industry average of 2:1, and forex at 100:1 is well above the industry average of 30:1.
Verdict on Financial Markets & Leverage
BrightFunded scored 10/10 for markets and leverage because they offer major asset classes with higher leverage than most, without being overly risky. If you want to focus on forex and crypto markets, they are really strong here and offer 100:1 and 5:1 leverage, respectively, which is above the industry average of 30:1 and 2:1.
Trading Platforms
You can choose between three popular trading platforms with cTrader, DXTrade, and now MetaTrader 5 available. This gives you desktop, web, and mobile app options along with good trading tools to develop your strategies. Regardless of the platform you pick, both evaluations and funded accounts operate via a simulated trading environment with demo accounts.
MetaTrader 5 (MT5)
The most popular trading platform in prop firms. BrightFunded's version comes with everything you'd expect — advanced charting tools, one-click trading, and full support for Expert Advisors. It's the natural choice if you're already familiar with MT4/MT5 or rely on automated trading strategies.
cTrader
More suited if you want automated trading with more advanced features and Depth of Market (DoM). You'll get over 60 indicators, multiple chart types and timeframes, plus fast order execution and clean design.
DXtrade
A more customisable option built for discretionary and hybrid traders, but it wouldn't be our first option. While it includes real-time risk monitoring and over 80 technical indicators, we ran into glitches when testing the platform and ultimately swapped to MT5.
We experienced some glitches during testing
Trading Rules
Trading rules are the same across platforms and generally relaxed:
Expert Advisors (EAs)
Allowed — automated trading is permitted on all platforms.
Hedging
Allowed — within one account only.
News Trading
Unrestricted in evaluation — on Funded Star Accounts, trading is prohibited within a 10-minute window (5 minutes before and 5 minutes after) significant news events.
Copy Trading
Own accounts only — copy trading is only permitted between accounts held by the same person. Copying others (friends, family, or signals) is strictly prohibited.
Weekend Holding
Allowed — positions can be held over the weekend.
Verdict on Trading Platforms
BrightFunded scored 9/10 here because adding MT5 alongside cTrader and DXtrade gives you solid options for both manual and automated strategies. The platforms cover everything you need — execution is fast and rules are fair, but they lost a point because of the issues we ran into with DXtrade.
Payments & Profit Payout
BrightFunded has a great payment and payout system, with the potential to work up to a 100% profit split or purchase weekly payouts.
Challenge Fee Payments
When you sign up you pay a one-time challenge fee between €55 to €975, with no recurring fees after. If you buy the add-on for a fee refund you'll get this back once you get your funded account, and if you've got enough tokens you can use these to pay for upfront fees too.
Credit Card
Visa / Mastercard
Bank Transfer
Wire / SEPA
Crypto
BTC / ETH
Evaluation Profit Bonus
A 15% bonus of your combined Phase 1 + Phase 2 profits is added to the starting balance of your Funded Star Account after reaching 10% growth, giving you extra capital to trade with.
Profit Split Progression
Default Split
80%
With Add-On
90%
3rd Scale-Up
100%
Payout Frequency
The first payout can be requested 30 days after the first trade on your funded account. After that, subsequent payouts follow a bi-weekly (14 days) schedule by default, with add-on options for more frequent payouts.
| Payout Schedule | Requirement |
|---|---|
| First Payout | 30 days after first trade |
| Bi-Weekly (14 days) | Default — no add-on required |
| Weekly (7 days) | 25% fee add-on |
There's no minimum withdrawal. Bank transfers are processed exclusively in Euros (€), while crypto payments are processed in USDC (ERC-20). Processing is quick, and outside processor fees are minimal.
Verdict on Payments & Profit Shares
BrightFunded earns another 10/10 here because fees are transparent, payouts are frequent and go up to 100%, and there's a range of ways you can tailor things to your liking. There's also no minimum withdrawal amount which is rare.
Customer Service & Education
BrightFunded is constantly improving their educational content, and their customer service team is available 24/7 which is great for weekend crypto traders.
Customer Support
Support is available around the clock through email, live chat, or WhatsApp, and we were never left waiting when we needed help. When testing support we found their live chat and WhatsApp to be the quickest, and if you want in-person support they have a main office in Amsterdam.
Available 24/7 for all enquiries
Live Chat
Fastest response — available on website 24/7
Quick replies — great for mobile traders
Office
Main office based in Amsterdam, Netherlands
Educational Resources
On the education side, BrightFunded isn't offering a full trading academy, but they cover what you need to trade effectively within their system.
FAQ Section
Detailed and answers most questions on rules, payouts, and platforms.
Platform Guides
Available in both text and video format, making it easier for newer traders to get comfortable with cTrader, DXtrade, or MT5.
Verdict on Customer Service & Education
BrightFunded scored highly here because support is genuinely available 24/7 and their resources make it easy to understand how the firm works. While advanced traders won't find deep strategy lessons, beginners will appreciate the clear guides and instant access to help when they need it.
Trust & Community
BrightFunded has a good reputation and is popular among European traders being a Polish prop firm.
BrightFunded Trustpilot Reviews
4.4/5
TrustScore
81% of users gave BrightFunded a perfect 5/5 stars. Reviews talk about clear trading rules with no surprises, and how it's a great prop firm for long-term trading. Others comment on the speed of payouts, sometimes being received in as little as 5 hours.
Trading Community
Although only being a few years old, BrightFunded already has a huge Discord community where you can access info on markets, rules, training, as well as direct support from their customer service team. They also have a strong social media presence and will post promotions and competitions on both platforms.
4.4/5
Trustpilot Score
81%
5-Star Reviews
Active
Discord Community
Verdict on Trust & Community
BrightFunded scored 9/10 for trust and community, which is the highest score we've given out to a non-broker-backed firm in this area. That's because they have had a consistently high Trustscore since they started operating a few years ago, with an engaged community free to access.
Final Verdict on BrightFunded
BrightFunded earnt a high overall score of 95/100 with a solid offering across the board. Challenges received a 10/10 thanks to a clear two step evaluation, high profit payouts, and a great loyalty program. Payments and payouts, as well as markets and leverage, also earnt perfect 10s.
Spreads and fees scored 9/10 thanks to tight spreads, while platforms and tools landed 9/10 too. Overall, they are second place on our top 10 prop firm shortlist, and the only firm not connected to a forex broker to earn a score over 90.
Given it's great range of features and products, most prop traders will find something they like here, but if you are focusing on crypto markets it should definitely be on your radar.
Frequently Asked Questions
Data Sources
- https://brightfunded.com
Last reviewed 2026-02-23 · Data verified 2026-02-23